1128 Boyd St, Troy, MI 48083 Property Records

Oakland County property record for 1128 Boyd St, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,043 sqft · built 1923
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (May 2019)
Tax Bill	$3,489 (2025)
Deeds & Mortgages	Jan 2022 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-23-352-016`

Property Details

APN / Parcel Number

Primary APN	`88-20-23-352-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,043 sqft Living Area
1st Floor Area	1,043 sqft
Basement Area	1,043 sqft
Unfinished Basement	1,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1945
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1128 BOYD ST
City	TROY
State	MI
Zip	48083-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1E
Legal Description	T2N, R11E, SEC 22 & 23 BEAVER RUN SUB LOT 73
Legal Range	11E
Legal Township	2N
Legal Section	22
Legal Subdivision	BEAVER RUN SUB
Legal Lot Number	73
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	2
Census Block	2015
Census Tract	197200

Owner

1128 Boyd St is owned and occupied by two individuals who bought it in May 2019.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1128 BOYD ST, TROY, MI 48083-5409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HOME LENDING LLC
May 22, 2019	Warranty Deed, Transfer · Conventional with PMI SIMPLE HM LNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Prior Sale	Oct 15, 1997 · Amount on File
Deed Document Number	201979584
Deed Book / Page	52853 / 3
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	1128 BOYD ST, TROY, MI 48083-5409
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 BOYD ST, TROY, MI 48083-5409

Mortgage

Document Number	0000293029
Date	Jan 13, 2022
Book Page	57283/358
Instrument	293029

Lender

Name	SIMPLE HOME LENDING LLC
Type	Non-Lending Institution
Address	MACOMB, MI 48044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	May 22, 2019
Property Address	1128 BOYD ST, TROY, MI 48083-5409
Document Number	0000079584
Book / Page	052853 / 000003
Instrument Date	May 14, 2019
Instrument	79584
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	36772 LODGE DR STERLING HEIGHTS MI 483123322, STERLING HEIGHTS, MI 48312-3322

Mortgage

Document Number	75898
Date	May 22, 2019
Book Page	052832/000662
Instrument	75898

Lender

Name	SIMPLE HM LNDG LLC
Address	SHELBY TOWNSHIP, MI 48315

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Boyd St was $3,489 with a homeowner's exemption.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,489.00
2023			$209,260
2022	$3,629.00	$104,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1128 Boyd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1128 Boyd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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