Black Hawk County property record for 1128 Bertch Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 814 sqft · built 1927 |
| Lot Size | 0.146 acres (6,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $117,000 (Dec 2024) |
| Tax Bill | $1,854 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-229-006 |
| Primary APN | 8913-35-229-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 814 sqft Living Area |
| 1st Floor Area | 814 sqft |
| Basement Area | 814 sqft |
| Game Room | Game Room |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 212 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 88 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1128 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-3125 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOREST PARK ADDITION LOT 6 BLK 4 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | FOREST PARK ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 1100 |
Source: Black Hawk County records · APN 8913-35-229-006
Assessment roll updated October 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1128 BERTCH AVE, WATERLOO, IA 50702-3125 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on Record |
| Deed Sale | Dec 13, 2024 · Amount on Record |
| Deed Document Number | 202424771 |
| Record Updated | Sep 20, 2026 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,854.00 Homeowner's exemption | $103,650 (+8.35%) Land $15,760 Building $87,890 | $103,650 (+8.35%) Land $15,760 Building $87,890 |
| 2024 | $1,854.00 (+24.93%) | ||
| 2023 | $95,660 (+25.09%) Land $15,760 Building $79,900 | $95,660 (+25.09%) Land $15,760 Building $79,900 | |
| 2022 | $1,484.00 Homeowner's exemption | $76,470 Land $15,760 Building $60,710 | |
| 2021 | $76,470 Land $15,760 Building $60,710 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AO, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (1979–2013) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2013 · tidal / storm surge |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| LTD Broadband Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 740 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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