1128 Bennington Dr, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 1128 Bennington Dr, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,462 sqft · built 1974
Lot Size	0.255 acres (11,100 sqft)
Owner	Individual Name on File
Last Sale	$163,631 (Apr 2023)
Tax Bill	$2,466 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-24-128-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-24-128-005.000-023`
Alternative APN	`01612460005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
Gross Area	1,942 sqft
1st Floor Area	1,462 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	11,100 sqft (0.255 acres)
Lot Dimensions	150 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	962 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1128 BENNINGTON DR
City	MISHAWAKA
State	IN
Zip	46544-6210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 323 SECTION F REVEREWOOD ADDITION
Legal Subdivision	REVEREWOOD ADDITION
Legal Lot Number	323
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1006
Census Tract	11701

Owner

1128 Bennington Dr is owned and occupied by an individual who bought it in April 2023.

Source: St. Joseph County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1128 BENNINGTON DR, MISHAWAKA, IN 46544-6210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO INC
Sep 28, 2022	Deed of Trust, Mortgage HUD
Dec 19, 2018	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2023 · Amount on File
Deed Sale	Apr 26, 2023 · Amount on File
Prior Sale	Dec 19, 2018 · Amount on File
Deed Document Number	20238780
Prior Transfer Date	Sep 26, 2016
Prior Transfer Doc	0000026488
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 26, 2023
Property Address	1128 BENNINGTON DR, MISHAWAKA, IN 46544-6210
Document Number	0002308780
Map Reference	PB 27 PG R-4
Instrument Date	Apr 24, 2023
Instrument	2308780
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 BENNINGTON DR, MISHAWAKA, IN 46544-6210

Mortgage

Document Number	0002308781
Date	Apr 26, 2023
Instrument	2308781

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0002308782
Date	Apr 26, 2023
Instrument	2308782

Lender

Name	IHCDA
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	108 Months
Due	Apr 24, 2032

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	1128 BENNINGTON DR, MISHAWAKA, IN 46544-6210
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002228211
Date	Sep 28, 2022
Instrument	2228211

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 19, 2018
Property Address	1128 BENNINGTON DR, MISHAWAKA, IN 46544-6210
Document Number	0001832634
Map Reference	PB 27 PG P
Instrument Date	Dec 14, 2018
Instrument	1832634
Transaction Type	Transfer
Record Updated	Aug 8, 2022
Title Company	METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 BENNINGTON DR, MISHAWAKA, IN 46544-6210

Mortgage

Document Number	0001832635
Date	Dec 19, 2018
Instrument	1832635

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1128 Bennington Dr was $2,466 with a homeowner's exemption, down 9.9% from the year before.

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,466.00 (-9.93%)	$231,900 Land $55,400 Building $176,500	$231,900 Land $55,400 Building $176,500
2024	$2,738.00 (+12.95%)
2023	$2,424.00 (-0.7%)	$203,600 (-) Land $55,400 Building $148,200	$203,600 (-) Land $55,400 Building $148,200
2022	$2,441.00 Homeowner's exemption	$203,600 Land $55,400 Building $148,200	$203,600 Land $55,400 Building $148,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1128 Bennington Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1982–2008)
Claims Outside the SFHA	13 of 13
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1128 Bennington Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fourway.

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