1128 Ave Saint Germain, Covington, LA 70433 Property Records

St. Tammany Parish property record for 1128 Ave Saint Germain, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,737 sqft · built 2011
Owner	Individual Name on Record
Last Sale	$575,000 (Aug 2025)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	May 2022 Mortgage Mar 2022 Mortgage + 2 more
APN	`107-808-3531`

Property Details

APN / Parcel Number

Primary APN	`107-808-3531`
Alternative APN	`33350`

Interior

Building Area	2,737 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	107-808-3531
Street Address	1128 AVENUE SAINT GERMAIN
City	COVINGTON
State	LA
Zip	70433-6433
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VERSAILLES LT152 PH5C
Legal Subdivision	VERSAILLES
Legal Phase	5C
Legal Lot Number	152
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2033
Census Tract	40607

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6615 STONECREST LN, FAIRFAX STATION, VA 22039-1200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Mar 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
May 26, 2023	Cash Sale Deed, Transfer · Line of Credit FIRST GUARANTY BANK
Jul 29, 2022	Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2025 · Amount on Record
Deed Sale	Aug 26, 2025 · Amount on Record
Prior Sale	May 26, 2023 · Amount on Record
Deed Document Number	2462067
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1128 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002330059
Date	May 25, 2022
Instrument	2330059

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	1128 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002320336
Date	Mar 23, 2022
Instrument	2320336

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	May 26, 2023
Property Address	1128 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Document Number	0002373039
Instrument Date	May 26, 2023
Instrument	2373039
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 STONEWOOD CT, COVINGTON, LA 70433-5826

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433

Mortgage

Document Number	0002373040
Date	May 26, 2023
Instrument	2373040

Lender

Name	FIRST GUARANTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jul 29, 2022
Property Address	1128 AVENUE SAINT GERMAIN, COVINGTON, LA 70433-6433
Document Number	0002339181
Map Reference	MAP 4431
Instrument Date	Jul 29, 2022
Instrument	2339181
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CRESCENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 LESTER SEALS RD, LUMBERTON, MS 39455-5203

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1128 AVE ST, COVINGTON, LA 70433

Mortgage

Document Number	0002339184
Date	Jul 29, 2022
Instrument	2339184

Lender

Name	MOVEMENT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00 (-3.58%) Homeowner's exemption	$46,026 (-) Land $6,000 Building $40,026	$460,255 (-) Land $60,000 Building $400,255
2024	$4,753.00 (-2.42%) Homeowner's exemption	$46,026 (+21%) Land $6,000 Building $40,026	$460,255 (+21%) Land $60,000 Building $400,255
2023	$4,871.00 (+26.72%)	$38,037 (+1.38%) Land $6,000 Building $32,037	$380,368 (+6.33%) Land $60,000 Building $320,368
2022	$3,844.00 Homeowner's exemption	$37,521 Land $6,000 Building $31,521	$357,710 Land $42,500 Building $315,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 391 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	391 in force
Nearby Flood Claims	20 (1995–2022)
Claims Outside the SFHA	9 of 20
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 11 claims Severe Storms And Flooding, Mar 2016 · 2 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 84% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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