1128 8th Ave SE, Saint Cloud, MN 56304 Property Records

Sherburne County property record for 1128 8th Ave SE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.166 acres (7,250 sqft)
Owner2 Individual Names on Record
Last Sale$211,000 (Jun 2026)
Tax Bill$2,182 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Jun 2026 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN85-402-5450

Property Details

APN / Parcel Number

Primary APN85-402-5450
Alternative APNs
  • 85-00402-5450
  • 42587

Exterior

Lot Area7,250 sqft (0.166 acres)

Location & Zoning

Account Number42587
Street Address1128 8TH AVE SE
CitySAINT CLOUD
StateMN
Zip56304-1602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12, BLK 54
Legal Range31W
Legal Township35N
Legal Section01
Legal SubdivisionWAITES ADDITION
Legal Block54
Legal Lot Number12
JurisdictionSHERBURNE MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2049
Census Tract31500

Owner

Source: Sherburne County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2026Warranty Deed, Transfer · FHA Mortgage
NEIGHBORHOOD LOANS
Jun 30, 2026Quit Claim Deed, Transfer
LEGACY TITLE
Oct 14, 2021Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 30, 2026 · Amount on Record
Deed SaleJun 30, 2026 · Amount on Record
Prior SaleAug 28, 2024 · Amount on Record
Deed Document Number2026999661
Prior Transfer DateJun 4, 2026
Prior Transfer Doc0000999660
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateJun 30, 2026
Property Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602
Document Number0000999661
Instrument DateJun 17, 2026
Instrument2026999661
Transaction TypeTransfer
Record UpdatedJul 7, 2026
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$70,326.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602

Mortgage

Document Number0000999662,
DateJun 30, 2026
Instrument2026999662
Lender
NameNEIGHBORHOOD LOANS
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate6.36%
Max Rate-1%

Mortgage

Document Number0000999663,
DateJun 30, 2026
Instrument2026999663
Lender
NameNEIGHBORHOOD LOANS
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueJul 1, 2036
Interest
Rate6.36%
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSHERBURNE MN
Recording DateJun 30, 2026
Property Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602
Document Number0000999660
Instrument DateJun 4, 2026
Instrument2026999660
Transaction TypeTransfer
Record UpdatedAug 30, 2026
Title CompanyLEGACY TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHERBURNE MN
Recording DateOct 14, 2021
Property Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602
Document Number0000929991
Instrument DateSep 30, 2021
Instrument929991
Transaction TypeTransfer
Record UpdatedNov 3, 2021
Title CompanyANCONA TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$502.92
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1128 8TH AVE SE, SAINT CLOUD, MN 56304-1602

Mortgage

Document Number0000929992
DateOct 14, 2021
Instrument929992
Lender
NameEVERETT FINANCIAL INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Mortgage

Document Number0000929993
DateOct 14, 2021
Instrument929993
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Sherburne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySherburne County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$169,600 (+3.79%) Land $40,000 Building $129,600$169,600 (+3.79%) Land $40,000 Building $129,600
2025$2,182.00 (+30.04%)$163,400 (+4.54%) Land $40,000 Building $123,400$163,400 (+4.54%) Land $40,000 Building $123,400
2023$1,678.00$156,300 Land $30,000 Building $126,300
2021$156,300 Land $30,000 Building $126,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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