Monterey County property record for 1128 3rd St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,559 sqft · built 1993 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,214,500 (Sep 2025) |
| Tax Bill | $7,106 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Sep 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-835-003-000 |
| Primary APN | 001-835-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 1,559 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | H-Shape |
| Construction Type | Wood |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Central |
|---|
| Old Parcel Number | 001-835-003 |
|---|---|
| Street Address | 1128 3RD ST |
| City | MONTEREY |
| State | CA |
| Zip | 93940-3334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OAK GROVE ADD W 15 FT OF L 20 & ALL LOT 22 BLK 8 |
| Legal Subdivision | OAK GROVE ADD |
| Legal Block | 8 |
| Legal Lot Number | 20,22 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 13000 |
Source: Monterey County records · APN 001-835-003-000
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1128 3RD ST, MONTEREY, CA 93940-3334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| May 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CHICAGO TITLE COMPANY |
| Sep 18, 2025 | Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jul 18, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Dec 28, 2001 · Amount on Record |
| Deed Document Number | 202531076 |
| Prior Transfer Date | Jul 07, 2023 |
| Prior Transfer Doc | 0000021831 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | May 21, 2026 |
| Property Address | 1128 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000017221 |
| Instrument Date | May 16, 2026 |
| Instrument | 202617221 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Community Property, 149 |
| Address | 1128 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000017221, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202617221 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Sep 18, 2025 |
| Property Address | 1128 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000031076 |
| Map Reference | VOL 1 PG 20 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025031076 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1128 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000031077 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025031077 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTEREY CA |
| Recording Date | Jul 18, 2023 |
| Property Address | 1128 3RD ST, MONTEREY, CA 93940-3334 |
| Document Number | 0000021831 |
| Map Reference | VOL 1 PG 20 |
| Instrument Date | Jul 07, 2023 |
| Instrument | 2023021831 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 11 28 THIRD STREET, MONTEREY, CA 93940 |
Source: Monterey County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,214,100 (+98.58%) Land $650,000 Building $564,100 | |
| 2025 | $7,106.00 (+11.34%) Homeowner's exemption | $611,388 (+4.04%) Land $250,823 Building $360,565 |
| 2023 | $6,382.00 (+1.41%) Homeowner's exemption | $587,649 Land $241,084 Building $346,565 |
| 2022 | $6,293.00 |
Source: FEMA National Flood Hazard Layer as of July 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: California Internet, T-Mobile USA, Verizon.
Based on FCC filings for 217 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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