Lubbock County property record for 1128 16th St, Shallowater, TX 79363
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,873 sqft · built 2019 |
| Lot Size | 0.179 acres (7,805 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,553 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R332639 |
| Primary APN | R332639 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,873 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,805 sqft (0.179 acres) |
| Garage Area | 484 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1128 16TH ST |
|---|---|
| City | SHALLOWATER |
| State | TX |
| Zip | 79363-3155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GARLAND HOHERTZ L 51 |
| Legal Subdivision | GARLAND HOHERTZ |
| Legal Lot Number | 510 |
| Jurisdiction | LUBBOCK TX |
| Township / Civil Division | SHALLOWATER |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 10302 |
1128 16th St is owned and occupied by an individual who acquired it in August 2024.
Source: Lubbock County records, as of February 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1128 16TH ST, SHALLOWATER, TX 79363-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Dec 2, 2019 | Vendor's Lien, Subdivision Related Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2024 |
| Deed Sale | Aug 12, 2024 |
| Prior Sale | Dec 2, 2019 |
| Deed Document Number | 2024-32470 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Property Address | 1128 16TH ST, SHALLOWATER, TX 79363-3155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2021 |
| Title Company | HUB CITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000038953 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021038953 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | LUBBOCK TX |
| Recording Date | Dec 2, 2019 |
| Property Address | 1128 16TH ST, SHALLOWATER, TX 79363-3155 |
| Document Number | 0000046884 |
| Map Reference | DOC 2018033367 |
| Instrument Date | Nov 27, 2019 |
| Instrument | 2019046884 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1128 16TH ST, SHALLOWATER, TX 79363-3155 |
| Document Number | 0000046885 |
|---|---|
| Date | Dec 2, 2019 |
| Instrument | 2019046885 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 1128 16th St was $6,553 with a homeowner's exemption, up 11.2% from the year before.
Source: Lubbock County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Lubbock County |
| Municipality | Shallowater City |
| Unified School District | Shallowater Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,553.00 (+11.22%) Homeowner's exemption | $290,471 Land $25,000 Building $265,471 | $290,471 Land $25,000 Building $265,471 |
| 2024 | $5,892.00 (-5.88%) | ||
| 2023 | $6,260.00 (-8.41%) Homeowner's exemption | $325,877 Land $27,000 Building $298,877 | $325,877 Land $27,000 Building $298,877 |
| 2022 | $6,835.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1128 16th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1128 16th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHALLOWATER serves 2,964 people · EPA ID TX1520003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Rise Broadband Fixed Wireless | 300 / 60 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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