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11278 Old Pine Loop Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 11278 Old Pine Loop Rd, Jay, FL 32565 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2022
Square Footage2,064 sqft Living Area
Lot Size348,916 sqft (8.01 acres)
GarageAttached, 939 sqft
OccupancyOwner Occupied
Tax Bill$4,182.00 (2025)

Owner

Source: Santa Rosa County records · APN 23-4N-30-0000-00131-0000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11278 OLD PINE LOOP RD, JAY, FL 32565-2969
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2026Deed of Trust, Mortgage · Line of Credit
HARVESTERS FEDERAL CREDIT UNION
Apr 27, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
HARVESTERS FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateApr 23, 2021
Transfer Doc0041091633
Record RefreshedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2026
Property Address11278 OLD PINE LOOP RD, JAY, FL 32565-2969
Document Number0000021184
Book / Page4737 / 1129
Instrument DateApr 23, 2026
Instrument202621184
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address11278 OLD PINE LOOP RD, JAY, FL 32565-2969

Mortgage

Document Number0000021184,
DateApr 28, 2026
Book Page4737/1129
Instrument202621184
Lender
NameHARVESTERS FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 23, 2051
Interest
Rate6.38%
Max Rate-1%

April 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA ROSA FL
Recording DateApr 27, 2021
Property Address11278 OLD PINE LOOP RD, JAY, FL 32565-2969
Document Number0041091633
Book / Page4109 / 1633
Instrument DateApr 23, 2021
Instrument202127782
Transaction TypeTransfer
Record UpdatedApr 16, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2750 HIGHWAY 4, JAY, FL 32565-1626

Mortgage

Document Number0041091635
DateApr 27, 2021
Instrument4109/1635
Lender
NameHARVESTERS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueMay 01, 2052

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,182.00 (+13.46%) Homeowner's exemption$387,272 (+11.38%)$420,278 (+10.41%) Land $88,510 Building $331,768
2024$3,686.00 (+1.65%) Homeowner's exemption$347,689 (+3%)$380,659 (+1.41%) Land $83,304 Building $297,355
2023$3,626.00 (+267.38%)$337,562 (+305.22%)$375,350 (+350.58%) Land $83,304 Building $292,046
2022$987.00$83,304$83,304 Land $83,304

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskHigh
above 72% of the US · above 56% of Florida
Wildfire LikelihoodAbout 1 in 329 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN23-4N-30-0000-00131-0000
Alternative APN
  • N304230000001310000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,064 sqft Living Area
Gross Area3,623 sqft Gross Area
1st Floor2,064 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Exterior MaterialBrick Exterior
Construction TypeWood Construction
Roof MaterialWood Shingle Roof
Lot Area348,916 sqft (8.01 acres)
Garage TypeAttached Garage
Garage Area939 sqft Garage
Porch Area620 sqft Porch
ViewWoodland View

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address11278 OLD PINE LOOP RD
CityJAY
StateFL
Zip32565-2969
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description**NEW PARCEL FOR 2020** PARCEL 1: COMMENCING AT RAILROAD SPIKE, MARKING THE NORTHWEST COMER OF SECTION 23, TOWNSHIP 4 NORTH, RANGE 30 WEST, SANTA ROSA COUNTY, FLORIDA; THENCE GO SOUTH 87 DEGREES 11 MINUTES 50 SECONDS EAST ALONG THE NORTH LINE OF SECT
Legal Range30W
Legal Township4N
Legal Section23
JurisdictionSANTA ROSA FL
Minor Civil DivisionJAY
Census Blockgroup4
Census Block4007
Census Tract10200

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