Fulton County property record for 11277 Whispering Way, Culver, IN 46511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1998 |
| Lot Size | 1.24 acres (54,058 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,500 (Sep 2019) |
| Tax Bill | $1,034 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-01-06-101-004.000-001 |
| Primary APN | 25-01-06-101-004.000-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Basement Area | 1,288 sqft |
| Finished Basement | 644 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 54,058 sqft (1.24 acres) |
| Lot Dimensions | 221 ft deep x 229 ft wide |
| Terrain | Rolling |
| Garage Type | Mixed |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00112320004 |
|---|---|
| Street Address | 11277 WHISPERING WAY |
| City | CULVER |
| State | IN |
| Zip | 46511-9300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 WHISPERING OAKS |
| Legal Subdivision | WHISPERING OAKS |
| Legal Lot Number | 4 |
| Jurisdiction | FULTON IN |
| Township / Civil Division | AUBBEENAUBBEE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 953200 |
11277 Whispering Way is owned and occupied by an individual who bought it in September 2019.
Source: Fulton County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11277 WHISPERING WAY, CULVER, IN 46511-9300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2019 · Amount on File |
| Deed Sale | Sep 6, 2019 · Amount on File |
| Deed Document Number | 20191532877 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 11277 Whispering Way was $1,034, up 15.4% from the year before.
Source: Fulton County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Fulton County |
| County Subdivision | Aubbeenaubbee Township |
| Unified School District | Culver Community Schools Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,034.00 (+15.4%) | $244,800 (+14.88%) Land $42,600 Building $202,200 | $244,800 (+14.88%) Land $42,600 Building $202,200 |
| 2024 | $896.00 (-15.55%) | $213,100 (+1.09%) Land $22,300 Building $190,800 | $213,100 (+1.09%) Land $22,300 Building $190,800 |
| 2023 | $1,061.00 (+4.02%) | $210,800 (+12.49%) Land $22,300 Building $188,500 | $210,800 (+12.49%) Land $22,300 Building $188,500 |
| 2022 | $1,020.00 | $187,400 Land $22,300 Building $165,100 | $187,400 Land $22,300 Building $165,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11277 Whispering Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 34 (1993–2022) |
| Claims Outside the SFHA | 11 of 34 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 11277 Whispering Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| RTC Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Fourway, Mercury Fiber.
5G (outdoors only) and 4G LTE
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