11276 Rummel Rd, Belton, TX 76513 Property Records

Bell County property record for 11276 Rummel Rd, Belton, TX 76513

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,454 sqft · built 1988
Lot Size	2.51 acres (109,510 sqft)
Owner	2 Company Names on Record
Last Sale	$177,800 (Jan 2009)
Tax Bill	$4,453 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Oct 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0397290099`

Property Details

APN / Parcel Number

Primary APN	`0397290099`
Alternative APNs	`116107` `842182`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,454 sqft Living Area
1st Floor Area	2,454 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2015
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	109,510 sqft (2.51 acres)

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	1 sqft
Deck Area	500 sqft
Canopy	2,038 sqft
Storage Building	900 sqft

Location & Zoning

Street Address	11276 RUMMEL RD
City	BELTON
State	TX
Zip	76513-7780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKESIDE HILLS SECTION ONE, LOT TRACT 10D & 10E, (LIFE ESTATE), ACRES 2.514
Legal Subdivision	LAKESIDE HILLS SECTION ONE
Legal Tract	10D&10E
Legal Block	3
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3028
Census Tract	21802

Owner

Source: Bell County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	11276 RUMMEL RD, BELTON, TX 76513-7780
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA
Oct 23, 2023	Intrafamily Transfer, Transfer
Mar 29, 2019	Deed of Trust, Mortgage BANCORPSOUTH
Apr 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2009 · Amount on Record
Deed Sale	Jan 21, 2009 · Amount on Record
Deed Document Number	20092315
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000047512
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	11276 RUMMEL RD, BELTON, TX 76513-7780
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TTL CO I

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078036
Date	Nov 30, 2021
Instrument	2021078036

Lender

Name	CADENCE BANK NA
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Oct 23, 2023
Property Address	11276 RUMMEL RD, BELTON, TX 76513-7780
Document Number	0000047512
Map Reference	CAB A SL 43-B
Instrument Date	Oct 6, 2023
Instrument	2023047512
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	11276 RUMMEL RD, BELTON, TX 76513-7780

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	11276 RUMMEL RD, BELTON, TX 76513-7780
Document Number	0000012893
Instrument Date	Mar 29, 2019
Transaction Type	Mortgage
Record Updated	Apr 22, 2019
Title Company	AMERICAN ABSTRACT CORPORATION, AMERICAN ABSTRACT & TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	11276 RUMMEL RD BELTON TX 765137780, BELTON, TX 76513-7780

Mortgage

Document Number	0000012893
Date	Apr 4, 2019
Instrument	12893

Lender

Name	BANCORPSOUTH
Type	Bank
Address	TUPELO, MS 38803

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 3, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELL TX
Recording Date	Apr 4, 2018
Property Address	11276 RUMMEL RD, BELTON, TX 76513-7780
Document Number	0000013438
Instrument Date	Apr 4, 2018
Instrument	13438
Transaction Type	Transfer
Record Updated	Apr 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	11276 RUMMEL RD BELTON TX 765137780, BELTON, TX 76513-7780

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,453.00 (+12.39%)	$297,834 (-32.67%)	$306,000 (-30.82%) Land $134,864 Building $171,136
2023	$3,962.00 (-14.08%) Homeowner's exemption	$442,327 Land $134,864 Building $307,463	$442,327 Land $134,864 Building $307,463
2022	$4,611.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 54% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000

May also be available: Altitude ISP, Verizon.

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