11276 Co Rd 1, Chesapeake, OH 45619 Property Records

Lawrence County property record for 11276 Co Rd 1, Chesapeake, OH 45619

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,360 sqft · built 1960
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Nov 1995)
Tax Bill	$2,068 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`23-178-1200.000`

Property Details

APN / Parcel Number

Primary APN	`23-178-1200.000`

Interior

Stories	1 Story
Building Area	3,360 sqft Gross Area
1st Floor Area	3,360 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1996
Exterior Material	Combination
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	11276 COUNTY ROAD 1
City	CHESAPEAKE
State	OH
Zip	45619-7011
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	16-01-32 2 AUDITOR PLAT OF 1895PT. LOTS 3 0000.17A
Legal Subdivision	CHESAPEAKE
Legal Lot Number	3
Jurisdiction	LAWRENCE OH
Township / Civil Division	UNION
Census Block Group	2
Census Block	2007
Census Tract	51200

Owner

Source: Lawrence County records, as of April 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3517 HELTON CT, CATLETTSBURG, KY 41129-9164
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE CU
Mar 3, 2026	Deed of Trust, Mortgage · Commercial Mortgage MEMBERS CHOICE CU
May 5, 2022	Deed, Transfer · Stand-Alone First Mortgage DESCO FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 1995 · Amount on Record
Deed Sale	Nov 22, 1995 · Amount on Record
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	11276 COUNTY ROAD 1, CHESAPEAKE, OH 45619-7011
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32000 US ROUTE 23, CATLETTSBURG, KY 41129-8700

Mortgage

Document Number	0000000937
Date	Mar 3, 2026
Book Page	1303/211
Instrument	2026-00000937

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	1401 CENTRAL AVE, ASHLAND, KY 41101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE OH
Property Address	11276 COUNTY ROAD 1, CHESAPEAKE, OH 45619-7011
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32000 US ROUTE 23, CATLETTSBURG, KY 41129-8700

Mortgage

Document Number	0000000939
Date	Mar 3, 2026
Book Page	1303/242
Instrument	2026-00000939

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	1401 CENTRAL AVE, ASHLAND, KY 41101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 28, 2046

Interest

Rate Type	Adjustable Rate

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LAWRENCE OH
Recording Date	May 5, 2022
Property Address	11276 COUNTY ROAD 1, CHESAPEAKE, OH 45619-7011
Document Number	0000002807
Book / Page	1137 / 309
Instrument Date	Apr 25, 2022
Instrument	2022-00002807
Transaction Type	Transfer
Record Updated	May 20, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3517 HELTON CT, CATLETTSBURG, KY 41129-9164

Mortgage

Document Number	0000002808
Date	May 5, 2022
Instrument	2022-00002808

Lender

Name	DESCO FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Apr 25, 2037

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lawrence County
County Subdivision	Union Township
Unified School District	Chesapeake Union Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,934 (-0.01%) Land $5,425 Building $61,509	$191,240 (-) Land $15,500 Building $175,740
2024	$2,068.00 (-0.05%)
2023	$2,069.00 (+0.29%)	$66,940 (-) Land $5,430 Building $61,510
2022	$2,063.00	$66,940 Land $5,430 Building $61,510	$191,240 Land $15,500 Building $175,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1997–2021)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2021 · other causes
Claims by Event	Severe Storms And Flooding, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - LAWRENCE COUNTY private · serves 8,130 people · EPA ID OH4400803
Water Source	Purchased surface water from WVAWC - HUNTINGTON DIST
Last State Inspection	Aug 2023
Also Mapped Here	HECLA WATER ASSOCIATION
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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