11275 16th St NE, Saint Michael, MN 55376 Property Records

Wright County property record for 11275 16th St NE, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,490 sqft · built 2005
Lot Size	0.049 acres (2,162 sqft)
Owner	Trust Name on File
Last Sale	$289,900 (Dec 2024)
Tax Bill	$2,702 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2019 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-266-008050`

Property Details

APN / Parcel Number

Primary APN	`114-266-008050`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,490 sqft Living Area
1st Floor Area	978 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,162 sqft (0.049 acres)
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	11275 16TH ST NE
City	SAINT MICHAEL
State	MN
Zip	55376-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-120 RANGE-024 THE FIELDS OF ST MICHAEL 5TH ADDN LOT-005 BLOCK-008 LOT-005 BLOCK-008
Legal Range	024
Legal Township	120
Legal Section	25
Legal Subdivision	THE FIELDS OF ST MICHAEL 5TH ADDN
Legal Block	8
Legal Lot Number	5,005
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	2
Census Block	2023
Census Tract	100805

Owner

11275 16th St NE is owner-occupied and held in a trust since December 2024.

Source: Wright County records, as of July 20, 2026

Owner of Record	Trust Name on File
Mailing Address	11275 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Oct 1, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TRUSTONE FINANCIAL FCU
Jun 11, 2019	Warranty Deed, Transfer · FHA Mortgage TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2024 · Amount on File
Deed Sale	Dec 6, 2024 · Amount on File
Prior Sale	May 4, 2021 · Amount on File
Deed Document Number	20241566309
Prior Transfer Date	Jun 27, 2007
Prior Transfer Doc	0000105973
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	May 4, 2021
Property Address	11275 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Document Number	0001468829
Instrument Date	Apr 29, 2021
Instrument	1468829
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	MINNESOTA TITLE CORPORATE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11275 16TH ST NE, SAINT MICHAEL, MN 55376-4217

Mortgage

Document Number	0001468830
Date	May 4, 2021
Instrument	1468830

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Mortgage

Document Number	0001468831
Date	May 4, 2021
Instrument	1468831

Lender

Name	LUMINATE HOME LOANS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55439

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	120 Months
Due	May 1, 2031

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	11275 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PILLAR TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407014
Date	Oct 1, 2019
Instrument	1407014

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	117 Months
Due	Jul 1, 2029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jun 11, 2019
Property Address	11275 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Document Number	0001397566
Instrument Date	Jun 6, 2019
Instrument	1397566
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	11275 16TH ST NE, SAINT MICHAEL, MN 55376-4217
Investor	Possibly a Property Investor

Mortgage

Document Number	0001397567
Date	Jun 11, 2019
Instrument	1397567

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0001397568
Date	Jun 11, 2019
Instrument	1397568

Lender

Name	TRUSTONE FINANCIAL FCU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jul 1, 2029

Tax Assessment & Valuation

The 2026 property tax bill for 11275 16th St NE was $2,702.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,702.00	$252,700 (+1.53%) Land $30,000 Building $222,700	$252,700 (+1.53%) Land $30,000 Building $222,700
2025		$248,900 Land $31,000 Building $217,900	$248,900 Land $31,000 Building $217,900
2023	$2,788.00 (+6.49%)	$260,000 Land $30,300 Building $229,700	$260,000 Land $30,300 Building $229,700
2022	$2,618.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11275 16th St NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 11275 16th St NE is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Xfinity.

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