11274 Harcum Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 11274 Harcum Rd, Gloucester, VA 23061

Property Summary

Property Type	Manufactured or Modular Home
Details	4 bd · 3 ba · 2,888 sqft · built 2015
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$339,000 (Mar 2020)
Tax Bill	$2,956 (2026)
Deeds & Mortgages	Apr 2022 Second Mortgage May 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44191`

Property Details

APN / Parcel Number

Primary APN	`44191`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,888 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Detached
Porch	Slab
Deck Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	11274 HARCUM RD
City	GLOUCESTER
State	VA
Zip	23061-2852
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Local Zoning Code	RC-1
Legal Description	HARCUM PARCEL 1A
Legal Subdivision	PLAT: PB26 292-292A
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	1
Census Block	1008
Census Tract	100101

Owner

11274 Harcum Rd, a residential property, is owned and occupied by an individual who bought it in March 2020.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	11274 HARCUM RD, GLOUCESTER, VA 23061-2852
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
May 24, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 16, 2020	Warranty Deed, Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2020 · Amount on File
Deed Sale	Mar 16, 2020 · Amount on File
Deed Document Number	20201252
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	11274 HARCUM RD, GLOUCESTER, VA 23061-2852
Transaction Type	Mortgage
Record Updated	May 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220002380
Date	Apr 22, 2022
Instrument	220002380

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	336 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	11274 HARCUM RD, GLOUCESTER, VA 23061-2852
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	210003717
Date	May 24, 2021
Instrument	210003717

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	347 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Mar 16, 2020
Property Address	11274 HARCUM RD, GLOUCESTER, VA 23061-2852
Document Number	200001252
Instrument Date	Mar 9, 2020
Instrument	200001252
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	LYTLE TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11274 HARCUM RD, GLOUCESTER, VA 23061-2852

Mortgage

Document Number	200001253
Date	Mar 16, 2020
Instrument	200001253

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	200001254
Date	Mar 16, 2020
Instrument	200001254

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 11274 Harcum Rd was $2,956, up 5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,956.00 (+5.01%)	$506,950 (+10.56%) Land $73,000 Building $433,950	$506,950 (+10.56%) Land $73,000 Building $433,950
2025	$2,815.00 (+5.31%)	$458,540 (-) Land $61,000 Building $397,540	$458,540 (-) Land $61,000 Building $397,540
2024	$2,673.00	$458,540 (-) Land $61,000 Building $397,540	$458,540 (-) Land $61,000 Building $397,540
2023	$2,673.00 (+10.96%)	$458,540 (+37.98%) Land $61,000 Building $397,540	$458,540 (+37.98%) Land $61,000 Building $397,540
2022	$2,409.00	$332,320 Land $56,000 Building $276,320	$332,320 Land $56,000 Building $276,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11274 Harcum Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11274 Harcum Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE only, no 5G reported

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