Polk County property record for 1127 Walker Cir W, Lakeland, FL 33805
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,666 sqft · built 1977 |
| Lot Size | 0.327 acres (14,240 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $634 (2024) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-27-20-000000-044260 |
| Primary APN | 24-27-20-000000-044260 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| 1st Floor Area | 1,666 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 14,240 sqft (0.327 acres) |
| Lot Dimensions | 160 ft deep x 89 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Detached |
| Garage Area | 80 sqft |
| Pool Area | 459 sqft |
|---|---|
| Porch | Unfinished Open Porch |
| Porch Area | 112 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|
| Street Address | 1127 WALKER CIR W |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33805-7552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | BEG SE COR OF N1/2 OF S1/2 OF SW1/4 OF SW1/4 RUN N 481.48 FT TO POB CONT N 89 FT W 160 FT S 89 FT E 160 FT TO POB BEING LOT 21 OF UNREC LK DEESON VILLA |
| Legal Range | 24E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | KOOTER |
| Legal Tract | 000000 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 11502 |
1127 Walker Cir W is owned and occupied by two individuals.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1127 WALKER CIR W, LAKELAND, FL 33805-7552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jan 21, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1127 WALKER CIR W, LAKELAND, FL 33805-7552 |
| Document Number | 0114141313 |
| Instrument Date | Oct 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1127 WALKER CIR W LAKELAND FL 338057552, LAKELAND, FL 33805-7552 |
| Document Number | 0114141313 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 011414/001313 |
| Instrument | 217745 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1127 WALKER CIR W, LAKELAND, FL 33805-7552 |
| Document Number | 0111201898 |
| Instrument Date | Jan 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1127 WALKER CIR W LAKELAND FL 338057552, LAKELAND, FL 33805-7552 |
| Document Number | 0111201898 |
|---|---|
| Date | Jan 28, 2020 |
| Book Page | 011120/001898 |
| Instrument | 20110 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 27, 2040 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $86,361 (+2.7%) | $216,463 (+3.07%) Land $14,196 Building $202,267 | |
| 2025 | $84,091 | $210,013 Land $14,196 Building $195,817 | |
| 2024 | $634.00 (+29.65%) | ||
| 2023 | $489.00 (+10.14%) Homeowner's exemption | $79,341 (+4.32%) | $205,181 (+1.57%) Land $13,706 Building $191,475 |
| 2022 | $444.00 Homeowner's exemption | $76,059 | $202,012 Land $11,259 Building $190,753 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1127 Walker Cir W in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 58 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 58 in force |
| Nearby Flood Claims | 3 (2022–2024) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1127 Walker Cir W is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKELAND serves 193,297 people · EPA ID FL6531014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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