Saginaw County property record for 1127 W Walnut St, Saint Charles, MI 48655
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,320 sqft · built 1992 |
| Lot Size | 6.48 acres (282,269 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $21,000 (Oct 1995) |
| Tax Bill | $3,901 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-10-3-06-3002-001 |
| Primary APN | 24-10-3-06-3002-001 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,320 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 282,269 sqft (6.48 acres) |
| Garage Area | 2,016 sqft |
| Parking Spaces | 7 Parking Spaces |
| Porch | Covered Porch |
|---|---|
| Porch Area | 130 sqft |
| Deck Area | Deck Area |
| Patio Area | 256 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1127 W WALNUT ST |
|---|---|
| City | SAINT CHARLES |
| State | MI |
| Zip | 48655-8749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG AT A PT 1522.10 FT NELY FROM W 1/4 CORN OF FRL SEC 6 TH CONT NELY 198 FT TO A PT WHICH IS 304.17 FT S 81DEG W FROM NE |
| Legal Range | 03E |
| Legal Township | 10N |
| Legal Section | 06 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 12600 |
1127 W Walnut St is owned and occupied by two individuals who acquired it in February 2013.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1127 W WALNUT ST, SAINT CHARLES, MI 48655-8749 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 1995 · Amount on File |
| Deed Sale | Oct 11, 1995 · Amount on File |
| Deed Book / Page | 1950 / 165 |
| Last Transfer Date | Feb 6, 2013 |
| Transfer Doc | 0000004414 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 1127 W WALNUT ST, SAINT CHARLES, MI 48655-8749 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1127 W WALNUT ST, SAINT CHARLES, MI 48655-8749 |
| Document Number | 0000020776 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 2020020776 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 6, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1127 W Walnut St was $3,901 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles Village |
| Unified School District | St. Charles Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,300 | $254,600 | |
| 2025 | $3,901.00 Homeowner's exemption | ||
| 2023 | $97,500 | $195,000 | |
| 2022 | $2,085.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1127 W Walnut St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1986.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 7 (1986–2026) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1127 W Walnut St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF ST. CHARLES serves 2,054 people · EPA ID MI0006260 |
|---|---|
| Water Source | Purchased surface water from CITY OF SAGINAW |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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