1127 W 20th Ave, Spokane, WA 99203 Property Records

Spokane County property record for 1127 W 20th Ave, Spokane, WA 99203

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,576 sqft · built 1926
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$445,000 (Sep 2022)
Tax Bill	$4,154 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35302.4406`

Property Details

APN / Parcel Number

Primary APN	`35302.4406`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	3,152 sqft
1st Floor Area	1,576 sqft
Basement Area	1,576 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1127 W 20TH AVE
City	SPOKANE
State	WA
Zip	99203-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	IRVING HTS L6 B26
Legal Range	43E
Legal Township	25N
Legal Section	30
Legal Subdivision	IRVING HTS
Legal Block	26
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	5
Census Block	5046
Census Tract	4200

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1127 W 20TH AVE, SPOKANE, WA 99203-1146
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Mar 23, 2026	Quit Claim Deed, Transfer SPOKANE COUNTY TITLE COMPANY
Sep 26, 2022	Warranty Deed, Construction Loan · Construction Mortgage SECURED INVESTMENT HIGH YIELD FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2022 · Amount on Record
Deed Sale	Sep 26, 2022 · Amount on Record
Deed Document Number	20227242070
Last Transfer Date	Mar 19, 2026
Transfer Doc	0007477032
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Apr 14, 2026
Property Address	1127 W 20TH AVE, SPOKANE, WA 99203-1146
Document Number	0007482176
Instrument Date	Apr 9, 2026
Instrument	20267482176
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20801 N 90TH PL, 234, SCOTTSDALE, AZ 85255-4556
Investor	Possibly a Property Investor

Mortgage

Document Number	0007482176,
Date	Apr 14, 2026
Instrument	20267482176

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOKANE WA
Recording Date	Mar 23, 2026
Property Address	1127 W 20TH AVE, SPOKANE, WA 99203-1146
Document Number	0007477032
Map Reference	VOL A PG 103
Instrument Date	Mar 19, 2026
Instrument	7477032
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SPOKANE COUNTY TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 26, 2022
Property Address	1127 W 20TH AVE, SPOKANE, WA 99203-1146
Document Number	0007242070
Map Reference	VOL A PG 103
Instrument Date	Sep 6, 2022
Instrument	7242070
Transaction Type	Construction Loan
Record Updated	Jan 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$7,125.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3924 S SHERMAN ST, SPOKANE, WA 99203-2735

Mortgage

Document Number	0007242071
Date	Sep 26, 2022
Instrument	7242071

Lender

Name	SECURED INVESTMENT HIGH YIELD FUND
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Oct 31, 2023

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,154.00 (+1.05%)	$419,000 (+3.02%) Land $120,000 Building $299,000	$419,000 (+3.02%) Land $120,000 Building $299,000
2025	$4,111.00 (-5.15%)	$406,700 (-8.26%) Land $120,000 Building $286,700	$406,700 (-8.26%) Land $120,000 Building $286,700
2024		$443,300 (+17.77%) Land $91,000 Building $352,300	$443,300 (+17.77%) Land $91,000 Building $352,300
2023	$4,334.00 (-1.5%)	$376,420 Land $83,520 Building $292,900	$376,420 Land $83,520 Building $292,900
2022	$4,400.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T.

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