1127 Vist Pointe Blvd, Oceanside, CA 92057 Property Records

San Diego County property record for 1127 Vist Pointe Blvd, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,887 sqft · built 2010
Lot Size	0.124 acres (5,421 sqft)
Owner	Individual Name on Record
Last Sale	$655,000 (May 2019)
Tax Bill	$7,745 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`122-581-03-00`

Property Details

APN / Parcel Number

Primary APN	`122-581-03-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,887 sqft Living Area

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Lot Area	5,421 sqft (0.124 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1127 VISTA POINTE BLVD
City	OCEANSIDE
State	CA
Zip	92057-2731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MP-1
Legal Description	LOT 17 TR 015385
Legal Subdivision	MORRO HILLS VILLAGE
Legal Tract	015385
Legal Block	3
Legal Lot Number	17
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	18619

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13942 GARDENIA CT, EASTVALE, CA 92880-9008
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Line of Credit JUSTICE FEDERAL CREDIT UNION
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORGAN HOME LOAN FUNDING CORP
May 16, 2019	Quit Claim Deed, Transfer INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC
May 16, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF THE WEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on Record
Deed Sale	May 16, 2019 · Amount on Record
Prior Sale	Jun 21, 2010 · Amount on Record
Deed Document Number	2019184474
Prior Transfer Date	May 6, 2019
Prior Transfer Doc	0000185067
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1127 VISTA POINTE BLVD, OCEANSIDE, CA 92057-2731
Transaction Type	Mortgage
Record Updated	Mar 17, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000103198
Date	Mar 8, 2022
Instrument	2022-0103198

Lender

Name	JUSTICE FEDERAL CREDIT UNION
Type	Credit Union
Address	CHANTILLY, VA 20151

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1127 VISTA POINTE BLVD, OCEANSIDE, CA 92057-2731
Transaction Type	Mortgage
Record Updated	Sep 1, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13942 GARDENIA CT, OCEANSIDE, CA 92057

Mortgage

Document Number	0000599683
Date	Aug 23, 2021
Instrument	2021-0599683

Lender

Name	MORGAN HOME LOAN FUNDING CORP
Type	Mortgage Company
Address	SAN DIEGO, CA 92126

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2019
Property Address	1127 VISTA POINTE BLVD, OCEANSIDE, CA 92057-2731
Document Number	0000185067
Instrument Date	May 6, 2019
Instrument	185067
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13942 GARDENIA CT EASTVALE CA 928809008, EASTVALE, CA 92880-9008

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 16, 2019
Property Address	1127 VISTA POINTE BLVD, OCEANSIDE, CA 92057-2731
Document Number	0000184474
Instrument Date	Apr 19, 2019
Instrument	184474
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	INNOVATIVE TITLE COMPANY LLC, INNOVATIVE TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	13942 GARDENIA CT EASTVALE CA 928809008, EASTVALE, CA 92880-9008

Mortgage

Document Number	184475
Date	May 16, 2019
Instrument	184475

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2049

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Bonsall Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$745,272 (+2%) Land $241,969 Building $503,303
2025	$7,745.00 (+4.42%)	$730,660 (+4.04%) Land $237,225 Building $493,435
2023	$7,417.00 (+1.76%)	$702,289 Land $228,014 Building $474,275
2022	$7,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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