1127 Steph Ln, Brighton, MI 48116 Property Records

Livingston County property record for 1127 Steph Ln, Brighton, MI 48116

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,427 sqft · built 2002
Lot Size	0.049 acres (2,158 sqft)
Owner	2 Individual Names on Record
Last Sale	$469,900 (Jun 2026)
Tax Bill	$6,763 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`18-06-104-058`

Property Details

APN / Parcel Number

Primary APN	`18-06-104-058`
Alternative APN	`471806104058`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Basement Area	1,427 sqft
Unfinished Basement	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	2,158 sqft (0.049 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	27 sqft
Deck Area	178 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1127 STEPH LN
City	BRIGHTON
State	MI
Zip	48116-3701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	SEC 6, T1N R6E, NORTHRIDGE MEADOWS CONDOMINIUM, UNIT 58 SPLIT ON 08/09/1999 FROM 18 06 100 012;
Legal Range	06E
Legal Township	01N
Legal Section	06
Legal Subdivision	NORTHRIDGE MEADOWS CONDO
Legal Tract	741600
Legal Unit	58
Jurisdiction	LIVINGSTON MI
Township / Civil Division	BRIGHTON
Census Block Group	3
Census Block	3006
Census Tract	741602

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	944 S PARKWOOD DR, SOUTH LYON, MI 48178-1677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer SELECT TITLE
Jun 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
May 14, 2026	Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL
Oct 5, 2021	Intrafamily Transfer, Transfer
Sep 22, 2020	Warranty Deed, Transfer LIBERTY TITLE
Dec 23, 2016	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Sep 22, 2020 · Amount on Record
Deed Document Number	202612167
Prior Transfer Date	Aug 26, 2021
Prior Transfer Doc	2021R040499
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 9, 2026
Property Address	1127 STEPH LN, BRIGHTON, MI 48116-3701
Document Number	0000012167
Instrument Date	May 27, 2026
Instrument	202612167
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	SELECT TITLE

Transaction

Amount	Amount Recorded
Tax	$355,949.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 S PARKWOOD DR, SOUTH LYON, MI 48178-1677

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	Jun 1, 2026
Property Address	1127 STEPH LN, BRIGHTON, MI 48116-3701
Document Number	0000011504
Instrument Date	May 27, 2026
Instrument	202611504
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	944 S PARKWOOD DR, SOUTH LYON, MI 48178-1677

Mortgage

Document Number	0000011504,
Date	Jun 1, 2026
Instrument	202611504

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Recording Date	May 14, 2026
Property Address	1127 STEPH LN, BRIGHTON, MI 48116-3701
Document Number	0000010338
Instrument Date	Apr 30, 2026
Instrument	202610338
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DC TITLE AGENCY, DFCU TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 STEPH LN, BRIGHTON, MI 48116-3701

Mortgage

Document Number	0000010338,
Date	May 14, 2026
Instrument	202610338

Lender

Name	DFCU FINANCIAL

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.46%
Max Rate	-1%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Oct 5, 2021
Property Address	1127 STEPH LN, BRIGHTON, MI 48116-3701
Document Number	2021R040499
Instrument Date	Aug 26, 2021
Instrument	2021R-040499
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 STEPH LN, BRIGHTON, MI 48116-3701

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Sep 22, 2020
Property Address	1127 STEPH LN, BRIGHTON, MI 48116-3701
Document Number	0000032773
Instrument Date	Jul 31, 2020
Instrument	32773
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Tax	$2,666.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7403 GOLF GATE DR LANSING MI 489179672, LANSING, MI 48917-9672

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	1127 STEPH LN, BRIGHTON, MI 48116-3701
Document Number	0000000348
Instrument Date	Dec 23, 2016
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 STEPH LN BRIGHTON MI 481163701, BRIGHTON, MI 48116-3701

Mortgage

Document Number	0000000348
Date	Jan 4, 2017
Instrument	348

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
Municipality	Brighton City
Unified School District	Brighton Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$206,500 (+4.45%)	$413,000 (+4.45%)
2025	$6,763.00 (+4.8%) Homeowner's exemption	$197,700 (+8.51%)	$395,400 (+8.51%)
2023		$182,200
2021	$6,453.00		$364,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BRIGHTON serves 10,210 people · EPA ID MI0000860
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.35 mg/L (2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Mercury Fiber.

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