Will County property record for 1127 Spencer Rd, Joliet, IL 60433
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,565 sqft · built 1960 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Apr 2025) |
| Tax Bill | $4,427 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-07-23-400-015 |
| Primary APN | 30-07-23-400-015 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,565 sqft |
| Basement Area | 1,565 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 330 ft deep x 120 ft wide |
| Garage Type | Carport |
| Garage Area | 457 sqft |
| Carport | Carport |
| Carport Area | 457 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1127 SPENCER RD |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60433-9565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE W 120 FT OF THE E 396 FT OF THE S 330 FT OF W1/2 OF THE SW1/4 OF THE SE1/4 OF SEC 23, T35-R10E. |
| Legal Range | 10E |
| Legal Township | 35 |
| Legal Section | 23 |
| Jurisdiction | WILL IL |
| Township / Civil Division | JOLIET |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 883000 |
1127 Spencer Rd is owned by an individual who bought it in April 2025.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3211 WINTERBURY, JOLIET, IL |
| Owner Type | Individual |
| Vesting | Single |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2025 · Amount on File |
| Deed Sale | Apr 15, 2025 · Amount on File |
| Prior Sale | Aug 6, 2016 · Amount on File |
| Deed Document Number | 202519221 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1127 SPENCER RD, JOLIET, IL 60433-9565 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1127 W ILLINOIS HWY, JOLIET, IL 60433 |
| Document Number | 0000058145 |
|---|---|
| Date | Aug 1, 2022 |
| Instrument | R2022058145 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 27, 2052 |
The 2025 property tax bill for 1127 Spencer Rd was $4,427.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Joliet Township |
| Elementary School District | Joliet Public School District 86 (PK - 08) |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,427.00 | $64,234 (+9.3%) Land $10,394 Building $53,840 | $192,702 (+9.3%) Land $31,182 Building $161,520 |
| 2024 | $58,769 Land $9,510 Building $49,259 | $176,307 Land $28,530 Building $147,777 | |
| 2022 | $3,798.00 Homeowner's exemption | $50,032 Land $7,644 Building $42,388 | $150,096 Land $22,932 Building $127,164 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1127 Spencer Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2006–2007) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1127 Spencer Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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