1127 Saunders Rd, Franklin, NC 28734 Property Records

Macon County property record for 1127 Saunders Rd, Franklin, NC 28734

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,078 sqft · built 2017
Lot Size	4.04 acres (175,982 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jun 2020)
Tax Bill	$2,963 (2026)
Deeds & Mortgages	Jul 2022 Line of Credit Dec 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7505328999`

Property Details

APN / Parcel Number

Primary APN	`7505328999`
Alternative APN	`145861`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,078 sqft Heated Area
1st Floor Area	2,052 sqft
Upper Floors Area	1,026 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Metal
Lot Area	175,982 sqft (4.04 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	812 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	448 sqft
Porch	Slab
Porch Area	416 sqft
Patio Area	1,692 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	145861
Street Address	1127 SAUNDERS RD
City	FRANKLIN
State	NC
Zip	28734-3781
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PC 8934 AND 9444
Legal Subdivision	HUNTLEIGH SUBDIVISION
Jurisdiction	MACON NC
Township / Civil Division	MILLSHOAL
Census Block Group	2
Census Block	2058
Census Tract	970400

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1127 SAUNDERS RD, FRANKLIN, NC 28734-3781
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Dec 21, 2018	Deed of Trust, Mortgage · Line of Credit ENTEGRA BANK
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	20204129
Deed Book / Page	39 / 1616
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1127 SAUNDERS RD, FRANKLIN, NC 28734-3781
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 SAUNDERS RD, FRANKLIN, NC 28734-3781

Mortgage

Document Number	00Y41/1529
Date	Jul 11, 2022
Book Page	Y-41/1529
Instrument	2022005257

Lender

Name	FIRST BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	1127 SAUNDERS RD, FRANKLIN, NC 28734-3781
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	Z38/0067
Date	Dec 21, 2018
Book Page	Z-38/0067
Instrument	2018008768

Lender

Name	ENTEGRA BANK
Type	Bank
Address	FRANKLIN, NC 28734

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jan 9, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jun 24, 2020
Property Address	1127 SAUNDERS RD, FRANKLIN, NC 28734-3781
Document Number	Z39/1616
Book / Page	Z-39 / 1616
Map Reference	CARD 9444
Instrument Date	Jun 19, 2020
Instrument	2020004129
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 CARRAWAY XING STE 1107, 100, CHAPEL HILL, NC 27516-7066

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 SAUNDERS RD, FRANKLIN, NC 28734-3781

Mortgage

Document Number	2020004130
Date	Jun 24, 2020
Instrument	2020004130

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,963.00	$836,420 (+13.26%) Land $76,960 Building $759,460	$836,420 (+13.26%) Land $76,960 Building $759,460
2025	$2,963.00 (+19.09%)
2023	$2,488.00	$738,520 Land $76,960 Building $661,560	$738,520 Land $76,960 Building $661,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	16 (1979–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 82% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Frontier, Verizon.

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