1127 Rocky Meadows Trl, Kalispell, MT 59901 Property Records

Flathead County property record for 1127 Rocky Meadows Trl, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 2,396 sqft · built 2005
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on File
Last Sale	$631,750 (Aug 2023)
Tax Bill	$2,614 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R0748848`

Property Details

APN / Parcel Number

Primary APN	`R0748848`
Alternative APNs	`07-3834-04-2-03-07-0000` `0000010042`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,396 sqft Living Area
1st Floor Area	1,024 sqft
2nd Floor Area	1,372 sqft
Family Room	Family Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	136 sqft
Deck Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000010042
Street Address	1127 ROCKY MEADOWS TRL
City	KALISPELL
State	MT
Zip	59901-7915
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ROCKY CLIFF SUB, S04, T27 N, R21 W, LOT 38, ACRES 0.49, ASSR# 0000010042
Legal Range	21W
Legal Township	27N
Legal Section	04
Legal Subdivision	ROCKY CLIFF SUB
Legal Lot Number	38
Jurisdiction	FLATHEAD MT
Township / Civil Division	LAKESIDE-SOMERS
Census Block Group	1
Census Block	1023
Census Tract	1401

Owner

Source: Flathead County assessment roll, as of September 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIREFIGHTERS FIRST FCU
Aug 7, 2023	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Aug 28, 2017	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jul 6, 2020	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Dec 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 7, 2023 · Amount on Record
Deed Sale	Aug 7, 2023 · Amount on Record
Prior Sale	Jun 5, 2006 · Amount on Record
Deed Document Number	202311986
Prior Transfer Date	Dec 22, 2021
Prior Transfer Doc	0000044393
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Transaction Type	Mortgage
Record Updated	Apr 29, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915

Mortgage

Document Number	202400005692
Date	Apr 5, 2024
Instrument	202400005692

Lender

Name	FIREFIGHTERS FIRST FCU
Type	Credit Union
Address	PASADENA, CA 91105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	11.5%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 7, 2023
Property Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Document Number	202300011986
Instrument Date	Aug 4, 2023
Instrument	202300011986
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915

Mortgage

Document Number	202300011987
Date	Aug 7, 2023
Instrument	202300011987

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700020972
Date	Aug 28, 2017
Instrument	201700020972

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Sep 10, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018284
Date	Jul 6, 2020
Instrument	202000018284

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 15, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000018283
Date	Jul 6, 2020
Instrument	202000018283

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2040

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLATHEAD MT
Recording Date	Dec 30, 2021
Property Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915
Document Number	202100044393
Instrument Date	Dec 22, 2021
Instrument	202100044393
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1127 ROCKY MEADOWS TRL, KALISPELL, MT 59901-7915

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 3, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Somers Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,614.00 (-36.24%)	$716,536 (+25.29%)	$716,536 (+25.29%) Land $125,196 Building $591,340
2023	$4,100.00	$571,900	$571,900 Land $92,046 Building $479,854

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Montana
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Larkin Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50

May also be available: Blackfoot Telephone Cooperative, VFN Holdings.

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