1127 River St, Jacksonville, NC 28540 Property Records

Onslow County property record for 1127 River St, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1956
Lot Size	0.514 acres (22,372 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Jul 2022)
Tax Bill	$1,619 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`416-55`

Property Details

APN / Parcel Number

Primary APN	`416-55`
Alternative APNs	`487192000` `016911`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1981
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,372 sqft (0.514 acres)
Lot Dimensions	198 ft deep x 113 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	487192000
Street Address	1127 RIVER ST
City	JACKSONVILLE
State	NC
Zip	28540-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-7
Legal Description	L26 BC NORTHWOODS
Legal Subdivision	NORTHWOODS MAP #10
Legal Block	C
Legal Lot Number	26
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	1
Census Block	1006
Census Tract	1500

Owner

1127 River St is owned and occupied by an individual who bought it in July 2022.

Source: Onslow County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1127 RIVER ST, JACKSONVILLE, NC 28540-5704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on File
Deed Sale	Jul 12, 2022 · Amount on File
Prior Sale	Sep 12, 1988 · Amount on File
Deed Book / Page	5794 / 826
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 12, 2022
Property Address	1127 RIVER ST, JACKSONVILLE, NC 28540-5704
Document Number	0057940826
Book / Page	5794 / 826
Map Reference	MB 5 PG 2
Instrument Date	Jun 30, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 SHERMAN LN, 607, JACKSONVILLE, NC 28546-6089

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 RIVER ST, JACKSONVILLE, NC 28540-5704

Mortgage

Document Number	0005794829
Date	Jul 12, 2022
Instrument	5794-829

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 1127 River St was $1,619.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Municipality	Jacksonville City
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,619.00	$228,033 Land $60,000 Building $168,033	$228,033 Land $60,000 Building $168,033
2023	$1,581.00	$125,999 Land $30,000 Building $95,999	$125,999 Land $30,000 Building $95,999

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 River St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 River St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20