1127 River Dr, Hammond, IN 46324 Property Records

Lake County property record for 1127 River Dr, Hammond, IN 46324

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,553 sqft · built 1949
Lot Size0.12 acres (5,240 sqft)
OwnerIndividual Name on File
Last Sale$227,000 (Nov 2023)
Tax Bill$2,273 (2024)
Deeds & MortgagesNov 2023 Mortgage
Oct 2017 Sale & Mortgage
Flood ZoneZone X (reduced by levee)
APN007-26-32-0110-0024

Property Details

APN / Parcel Number

Primary APN007-26-32-0110-0024
Alternative APNs
  • 45-07-18-329-019.000-023
  • 263201100024

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,553 sqft Living Area
Basement Area799 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1999
Construction TypeBrick
Roof MaterialAsphalt
Lot Area5,240 sqft (0.12 acres)
Lot Dimensions131 ft deep x 40 ft wide
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number007-26-32-0110-0024
Old Parcel Number263201100024
Street Address1127 RIVER DR
CityHAMMOND
StateIN
Zip46324-3035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCALUMET CENTER 2ND ADD. W. 30 FT. OF L.24 BL.8 E. 10 FT. OF L.25 BL.8
Legal SubdivisionCALUMET CENTER 2ND ADD
Legal Block8
Legal Lot Number24
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group1
Census Block1018
Census Tract21700

Owner

1127 River Dr is owned and occupied by an individual who bought it in November 2023.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address1127 RIVER DR, HAMMOND, IN 46324-3035
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2023Warranty Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 19, 2017Grant Deed, Transfer
BMO HARRIS BK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 20, 2023 · Amount on File
Deed SaleNov 20, 2023 · Amount on File
Prior SaleFeb 13, 2014
Deed Document Number2023-538127
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateNov 20, 2023
Property Address1127 RIVER DR, HAMMOND, IN 46324-3035
Document Number0000038127
Map ReferenceMB 19 PG 22
Instrument DateOct 26, 2023
Instrument2023-538127
Transaction TypeTransfer
Record UpdatedNov 27, 2023
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 RIVER DR, HAMMOND, IN 46324-3035

Mortgage

Document Number0000038128
DateNov 20, 2023
Instrument2023-538128
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

October 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE IN
Recording DateOct 19, 2017
Property Address1127 RIVER DR, HAMMOND, IN 46324-3035
Document Number0000070652
Instrument DateOct 12, 2017
Instrument70652
Transaction TypeTransfer
Record UpdatedDec 10, 2020
Title CompanyMERIDIAN TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 RIVER DR HAMMOND IN 463243035, HAMMOND, IN 46324-3035

Mortgage

Document Number70653
DateOct 19, 2017
Instrument70653
Lender
NameBMO HARRIS BK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
AmountAmount on Record
Term360 Months
DueOct 18, 2047
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityHammond City
Unified School DistrictHammond School City (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$206,400 Land $19,200 Building $187,200$206,400 Land $19,200 Building $187,200
2024$2,273.00
2023$165,300 (+6.85%) Land $19,200 Building $146,100$165,300 (+6.85%) Land $19,200 Building $146,100
2022$2,011.00 Homeowner's exemption$154,700 Land $19,200 Building $135,500$154,700 Land $19,200 Building $135,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 River Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims22 (1981–2013)
Claims Outside the SFHA1 of 22
Most Recent ClaimApr 2013 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHAMMOND WATER WORKS DEPARTMENT
serves 78,384 people · EPA ID IN5245020
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2020
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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