1127 Ridge Rd, Clover, SC 29710 Property Records

York County property record for 1127 Ridge Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,792 sqft · built 2014
Lot Size	13.6 acres (594,594 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Mar 2006)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`469-00-00-083`

Property Details

APN / Parcel Number

Primary APN	`469-00-00-083`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2015
Exterior Material	Aluminum/Vinyl
Lot Area	594,594 sqft (13.6 acres)
Garage Area	4,836 sqft
Parking Spaces	16 Parking Spaces
Porch	Porch
Porch Area	880 sqft
Patio Area	696 sqft

Location & Zoning

Street Address	1127 RIDGE RD
City	CLOVER
State	SC
Zip	29710-6901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGC
Legal Description	TR# 2 RIDGE RD(13.65AC)
Legal Subdivision	RIDGE
Legal Tract	2
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	3
Census Block	3013
Census Tract	61705

Owner

1127 Ridge Rd is owned and occupied by two individuals who bought it in March 2006.

Source: York County records, as of November 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1131 RIDGE RD, CLOVER, SC 29710-6901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Dec 3, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2006 · Amount on File
Deed Sale	Mar 20, 2006 · Amount on File
Deed Document Number	0007875299
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1127 RIDGE RD, CLOVER, SC 29710-6901
Transaction Type	Mortgage
Record Updated	Sep 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1960600039
Date	Sep 17, 2021
Book Page	19606/39
Instrument	2021053638

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 13, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	1127 RIDGE RD, CLOVER, SC 29710-6901
Document Number	1795200380
Instrument Date	Dec 3, 2019
Transaction Type	Mortgage
Record Updated	Dec 31, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	1795200380
Date	Dec 9, 2019
Book Page	017952/000380
Instrument	53735

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Dec 8, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1127 Ridge Rd was $1,460 with an additional exemption.

Source: York County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 Additional exemption filed	$11,396 Land $1,078 Building $10,318	$533,990 Land $240,790 Building $293,200
2023	$1,516.00 Additional exemption filed	$9,911 Land $609 Building $9,302	$435,865 Land $182,410 Building $253,455

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1127 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 Ridge Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Rd

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