1127 Pine Valley Ct, Elgin, IL 60124 Property Records

Kane County property record for 1127 Pine Valley Ct, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,286 sqft · built 2007
Owner	2 Individual Names on Record
Last Sale	$401,500 (Mar 2026)
Tax Bill	$9,425 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-25-476-040`

Property Details

APN / Parcel Number

Primary APN	`05-25-476-040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,286 sqft Living Area
Basement Area	1,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Frame
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1127 PINE VALLEY CT
City	ELGIN
State	IL
Zip	60124-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF LT 116 IN BOWES CREEK COUNTRY CLUB PHASE 1 AS DESC IN DOC 2007K077443
Legal Subdivision	BOWES CREEK COUNTRY CLUB
Legal Phase	1
Legal Block	1
Legal Lot Number	116
Jurisdiction	KANE IL
Township / Civil Division	PLATO
Census Block Group	1
Census Block	1093
Census Tract	850709

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	422 VICTORIA LN, ELGIN, IL 60124-3838
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2026 · Amount on Record
Deed Sale	Mar 30, 2026 · Amount on Record
Prior Sale	Jul 25, 2007 · Amount on Record
Deed Document Number	202612388
Prior Transfer Date	Apr 26, 2015
Prior Transfer Doc	0000023271
Record Updated	Oct 29, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Mar 30, 2026
Property Address	1127 PINE VALLEY CT, ELGIN, IL 60124-3118
Document Number	0000012388
Instrument Date	Mar 11, 2026
Instrument	2026K012388
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$401.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1127 PINE VALLEY CT, ELGIN, IL 60124-3118

Mortgage

Document Number	0000012389
Date	Mar 30, 2026
Instrument	2026K012389

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Plato Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,425.00 (+3.39%) Homeowner's exemption Senior Citizen's exemption	$137,806 (+7.79%) Land $19,860 Building $117,946	$413,583 (+7.79%) Land $59,604 Building $353,980
2024	$9,116.00 (+3.6%)	$127,847 (+21.71%) Land $18,425 Building $109,422	$383,694 (+21.76%) Land $55,297 Building $328,397
2022	$8,799.00 (+4.19%) Homeowner's exemption	$105,040 (+7%) Land $16,018 Building $89,022	$315,120 (+7%) Land $48,054 Building $267,066
2021	$8,445.00 Homeowner's exemption	$98,170 Land $15,475 Building $82,695	$294,510 Land $46,425 Building $248,085

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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