1127 Pine Crest Rd, Lancaster, KY 40444 Property Records

Garrard County property record for 1127 Pine Crest Rd, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Tax Bill	$1,645 (2025)
Deeds & Mortgages	Mar 2026 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`11-083`

Property Details

APN / Parcel Number

Primary APN	`11-083`
Alternative APN	`22452`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story

Exterior

Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	22452
Street Address	1127 PINE CREST RD
City	LANCASTER
State	KY
Zip	40444-6706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.250 AC
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	1
Census Block	1004
Census Tract	970101

Owner

Source: Garrard County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1127 PINE CREST RD, LANCASTER, KY 40444-6706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2009
Deed Sale	Jul 23, 2009
Deed Book / Page	255 / 236
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	1127 PINE CREST RD, LANCASTER, KY 40444-6706
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 PINE CREST RD, LANCASTER, KY 40444-6706

Mortgage

Document Number	00M469/221
Date	Mar 12, 2026
Book Page	M469/221
Instrument	211995

Lender

Name	FARMERS BANK
Type	Bank
Address	NICHOLASVILLE, KY 40356

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2027

Tax Assessment & Valuation

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,645.00 (-0.48%)	$159,900 (-) Land $30,000 Building $129,900	$159,900 (-) Land $30,000 Building $129,900
2024	$1,653.00 (-2.82%)	$159,900 (-) Land $30,000 Building $129,900	$159,900 (-) Land $30,000 Building $129,900
2023	$1,701.00 (-0.93%)	$159,900 (-) Land $30,000 Building $129,900	$159,900 (-) Land $30,000 Building $129,900
2022	$1,717.00	$159,900 Land $30,000 Building $129,900	$159,900 Land $30,000 Building $129,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

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