Orange County property record for 1127 Oakpoint Cir, Apopka, FL 32712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,513 sqft · built 1988 |
| Lot Size | 0.722 acres (31,457 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $325,000 (Jul 2017) |
| Tax Bill | $5,829 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-21-28-6131-00-380 |
| Primary APN | 03-21-28-6131-00-380 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 3,820 sqft |
| 1st Floor Area | 2,513 sqft |
| Utility Area | 70 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 31,457 sqft (0.722 acres) |
| Garage Type | Attached |
| Garage Area | 775 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 462 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 1127 OAKPOINT CIR |
|---|---|
| City | APOPKA |
| State | FL |
| Zip | 32712-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1AAAA |
| Legal Description | OAKWATER ESTATES 18/61 LOT 38 |
| Legal Range | 28E |
| Legal Township | 21S |
| Legal Section | 03 |
| Legal Subdivision | OAKWATER ESTS |
| Legal Tract | 6131 |
| Legal Lot Number | 38 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | APOPKA |
| Census Block Group | 1 |
| Census Block | 1032 |
| Census Tract | 17702 |
1127 Oakpoint Cir is owned and occupied by two individuals who bought it in July 2017.
Source: Orange County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 29, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 27, 2017 | Warranty Deed, Transfer · VA Mortgage THE MORTGAGE FIRM INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2017 · Amount on File |
| Deed Sale | Jul 27, 2017 · Amount on File |
| Prior Sale | Jun 8, 2007 · Amount on File |
| Deed Document Number | 2017418848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Document Number | 0000789899 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 20210789899 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 308 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2021 |
| Title Company | CAPITAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Document Number | 20210200080 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 20210200080 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 315 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 27, 2017 |
| Property Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Document Number | 0000418848 |
| Map Reference | MB 18 PG 61&62 |
| Instrument Date | Jun 27, 2017 |
| Instrument | 20170418848 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,275.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1065 CHURCHILL LN, 1065, ROSWELL, GA 30075-5614 |
| Name | Verified Name |
|---|---|
| Address | 1127 OAKPOINT CIR, APOPKA, FL 32712-3728 |
| Document Number | 20160418849 |
|---|---|
| Date | Jul 27, 2017 |
| Instrument | 20160418849 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2025 property tax bill for 1127 Oakpoint Cir was $5,829, up 4.6% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $376,287 (+2.7%) | $590,320 (-1.5%) Land $90,000 Building $500,320 | |
| 2025 | $5,829.00 (+4.57%) Homeowner's exemption | $366,394 | $599,280 Land $90,000 Building $509,280 |
| 2024 | $5,574.00 (+7.38%) | ||
| 2023 | $5,191.00 (+3.92%) Homeowner's exemption | $345,697 (+3%) | $540,765 (+15.62%) Land $90,000 Building $450,765 |
| 2022 | $4,995.00 Homeowner's exemption | $335,628 | $467,690 Land $90,000 Building $377,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1127 Oakpoint Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2017–2018) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1127 Oakpoint Cir is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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