1127 N River Rock Dr, Belgrade, MT 59714 Property Records

Gallatin County property record for 1127 N River Rock Dr, Belgrade, MT 59714

Property Summary

Property Type	Condominium
Details	4 bd · 2 ba · 1,620 sqft · built 2003
Owner	2 Individual Names on File
Last Sale	$367,080 (Feb 2022)
Tax Bill	$1,806 (2026)
Deeds & Mortgages	Sep 2026 Transfer Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00RFF55625`

Property Details

APN / Parcel Number

Primary APN	`00RFF55625`
Alternative APNs	`06-0903-03-4-44-01-7004` `R0637647`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,620 sqft Living Area
1st Floor Area	780 sqft
2nd Floor Area	840 sqft
Basement Area	780 sqft
Finished Basement	780 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RFF55625
Street Address	1127 N RIVER ROCK DR
City	BELGRADE
State	MT
Zip	59714-9270
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	R.R. CONDO, S03, T01 S, R04 E, UNIT 4
Legal Range	04E
Legal Township	01S
Legal Section	03
Legal Subdivision	R R CONDO
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3000
Census Tract	201

Owner

1127 N River Rock Dr, a condominium, is owned by two individuals who acquired it in September 2026.

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	50 WILD ROSE LOOP, THREE FORKS, MT 59752-8691
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 25, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Nov 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2022 · Amount on File
Deed Sale	Feb 25, 2022 · Amount on File
Prior Sale	Mar 9, 2007 · Amount on File
Deed Document Number	20222768507
Last Transfer Date	Sep 8, 2026
Transfer Doc	0002885871
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 8, 2026
Property Address	1127 N RIVER ROCK DR, BELGRADE, MT 59714-9270
Document Number	0002885871
Instrument Date	Sep 8, 2026
Instrument	20262885871
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WILD ROSE LOOP, THREE FORKS, MT 59752-8691

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Feb 25, 2022
Property Address	1127 N RIVER ROCK DR, BELGRADE, MT 59714-9270
Document Number	0002768507
Instrument Date	Feb 25, 2022
Instrument	2768507
Transaction Type	Transfer
Record Updated	Mar 4, 2022
Title Company	SECURITY TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	756 RIVER FARM RD, 756, BELGRADE, MT 59714-9362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50 WILD ROSE LOOP, THREE FORKS, MT 59752-8691

Mortgage

Document Number	0002768508
Date	Feb 25, 2022
Instrument	2768508

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	1127 N RIVER ROCK DR, BELGRADE, MT 59714-9270
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2597760
Date	Nov 7, 2017
Instrument	2597760

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 1127 N River Rock Dr was $1,806.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,806.00	$497,200	$497,200 Land $40,866 Building $456,334
2023	$3,059.00	$482,700	$482,700 Land $33,642 Building $449,058

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 N River Rock Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 N River Rock Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVER ROCK COUNTY WATER AND SEWER DIST private · serves 4,200 people · EPA ID MT0004082
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Montana Opticom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Wisp West Fixed Wireless	200 / 100

May also be available: Verizon.

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