1127 N Main St, Bluffton, IN 46714 Property Records

Wells County property record for 1127 N Main St, Bluffton, IN 46714

Property Summary

Property Type	Commercial Office
Details	4,098 sqft · built 1986
Lot Size	0.536 acres (23,348 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Nov 2021)
Tax Bill	$8,035 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-05-27-300-015.000-011`

Property Details

APN / Parcel Number

Primary APN	`90-05-27-300-015.000-011`
Alternative APNs	`00001580460` `0120978001`

Interior

Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	4,098 sqft Total Area
1st Floor Area	4,098 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	23,348 sqft (0.536 acres)

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001580460
Street Address	1127 N MAIN ST
City	BLUFFTON
State	IN
Zip	46714-1324
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	27-27-12 .537 A13 S 110'' OF N 585'' OF W 215'' SWSW
Jurisdiction	WELLS IN
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2010
Census Tract	40400

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10 WARREN RD, VAN WERT, OH 45891-2548
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK NA
Nov 15, 2021	Deed, Transfer · Commercial Mortgage VAN WERT FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	20215240
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1127 N MAIN ST, BLUFFTON, IN 46714-1324
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020182050
Date	Jun 11, 2018
Instrument	20182050

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 30, 2028

Interest

Rate Type	Fixed Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1127 N MAIN ST, BLUFFTON, IN 46714-1324
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191021
Date	Apr 4, 2019
Instrument	20191021

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 22, 2049

Interest

Rate Type	Adjustable Rate

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WELLS IN
Recording Date	Nov 15, 2021
Property Address	1127 N MAIN ST, BLUFFTON, IN 46714-1324
Document Number	0020215240
Instrument Date	Nov 10, 2021
Instrument	20215240
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 WARREN RD, VAN WERT, OH 45891-2548

Mortgage

Document Number	0020215241
Date	Nov 15, 2021
Instrument	20215241

Lender

Name	VAN WERT FSB

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Lancaster Township
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,035.00 (+6.92%)	$423,200 (+10.27%) Land $58,800 Building $364,400	$423,200 (+10.27%) Land $58,800 Building $364,400
2024	$7,515.00 (+11.1%)
2023		$383,800 (+0.29%) Land $35,200 Building $348,600	$383,800 (+0.29%) Land $35,200 Building $348,600
2022	$6,764.00	$382,700 Land $35,200 Building $347,500	$382,700 Land $35,200 Building $347,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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