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1127 N 78th St, Seattle, WA 98103 Property Records

King County property record for 1127 N 78th St, Seattle, WA 98103

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 2,360 sqft · built 1929
Lot Size0.106 acres (4,601 sqft)
Owner2 Individual Names on Record
Last Sale$572,191 (Aug 2009)
Tax Bill$16,740 (2026)
Deeds & MortgagesMar 2018 Line of Credit
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN151730-0035

Property Details

APN / Parcel Number

Primary APN151730-0035
Alternative APN
  • 151730003507

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,360 sqft Living Area
Gross Area2,700 sqft
1st Floor Area950 sqft
2nd Floor Area730 sqft
Upper Floors Area610 sqft
Basement Area700 sqft
Finished Basement680 sqft
Unfinished Basement20 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialBrick
Lot Area4,601 sqft (0.106 acres)
Garage TypeAttached
Garage Area250 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area70 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number151730003507
Street Address1127 N 78TH ST
CitySEATTLE
StateWA
Zip98103-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNR3
Legal DescriptionCHAPMANS 2ND ADD PLAT BLOCK: 1 PLAT LOT: 7
Legal Range04
Legal Township25
Legal Section06
Legal SubdivisionCHAPMANS 2ND ADD
Legal Block1
Legal Lot Number7
JurisdictionKING WA
Township / Civil DivisionSEATTLE
Census Block Group4
Census Block4018
Census Tract2700

Owner

Source: King County records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1127 N 78TH ST, SEATTLE, WA 98103-4811
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2018Deed of Trust, Mortgage · Line of Credit
UMPQUA BANK
Oct 26, 2020Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2009 · Amount on Record
Deed SaleAug 31, 2009 · Amount on Record
Prior SaleJun 8, 2001
Deed Document Number20091058
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address1127 N 78TH ST, SEATTLE, WA 98103-4811
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000017
DateMar 9, 2018
Instrument20180309000017
Lender
NameUMPQUA BANK
TypeBank
AddressSPOKANE, WA 99203
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKING WA
Property Address1127 N 78TH ST, SEATTLE, WA 98103-4811
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002273
DateOct 26, 2020
Instrument20201026002273
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueNov 1, 2045

Tax Assessment & Valuation

Source: King County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKing County
MunicipalitySeattle City
Unified School DistrictSeattle Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,740.00 (+16.18%)
2025$1,616,000 (+8.31%) Land $768,000 Building $848,000$1,616,000 (+8.31%) Land $768,000 Building $848,000
2024$14,409.00 (+10.44%)$1,492,000 (-3.37%) Land $712,000 Building $780,000$1,492,000 (-3.37%) Land $712,000 Building $780,000
2022$13,047.00$1,544,000 Land $636,000 Building $908,000$1,544,000 Land $636,000 Building $908,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1990)
Most Recent ClaimNov 1990 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEATTLE PUBLIC UTILITIES
serves 1,161,961 people · EPA ID WA5377050
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 967 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 2,000
CenturyLink
Fiber		2,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Astound Broadband.

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