1127 McKinley Ave, Beloit, WI 53511 Property Records

Rock County property record for 1127 McKinley Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1926
Lot Size	0.134 acres (5,837 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Dec 2020)
Tax Bill	$1,855 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 12740660`

Property Details

APN / Parcel Number

Primary APN	`206 12740660`
Alternative APN	`12740660`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Metal
Construction Type	Frame
Lot Area	5,837 sqft (0.134 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 12740660
Street Address	1127 MCKINLEY AVE
City	BELOIT
State	WI
Zip	53511-4134
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF LOTS 2, 3 & 4 COTTINGHAMS ADD, BEG 15 FT S OF SW COR L 4, TH NLY 45 FT, TH ELY 130.6 FT, TH SLY 51.6 FT, TH WLY 130.7
Legal Subdivision	COTTINGHAMS ADD
Legal Lot Number	2-4
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3011
Census Tract	1700

Owner

1127 McKinley Ave is owned and occupied by an individual who bought it in December 2020.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage BLACKHAWK BANK
Dec 1, 2020	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK
Jun 1, 2017	Deed, Transfer
Jun 1, 2017	Deed, Transfer · Conventional Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	20202172433
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2091007
Date	Nov 2, 2017
Instrument	2091007

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 1, 2020
Property Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134
Document Number	0002172433
Instrument Date	Nov 25, 2020
Instrument	2172433
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$261.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134

Mortgage

Document Number	2172434
Date	Dec 1, 2020
Instrument	2172434

Lender

Name	ASSOCIATED BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 1, 2017
Property Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134
Document Number	2079310
Instrument Date	May 26, 2017
Instrument	2079310
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK WI
Recording Date	Jun 1, 2017
Property Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134
Document Number	0002079310
Instrument Date	May 26, 2017
Instrument	2079310
Transaction Type	Transfer
Record Updated	Mar 15, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 MCKINLEY AVE, BELOIT, WI 53511-4134

Mortgage

Document Number	0002079311
Date	Jun 1, 2017
Instrument	2079311

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1127 McKinley Ave was $1,855 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,855.00 Homeowner's exemption	$122,400 Land $13,600 Building $108,800	$134,400
2023	$1,333.00 Homeowner's exemption	$93,500 Land $13,600 Building $79,900	$106,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 McKinley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 McKinley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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