Black Hawk County property record for 1127 Locke Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 640 sqft · built 1950 |
| Lot Size | 0.16 acres (6,950 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,744 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-476-029 |
| Primary APN | 8913-35-476-029 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 640 sqft Living Area |
| 1st Floor Area | 640 sqft |
| Basement Area | 640 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,950 sqft (0.16 acres) |
| Lot Dimensions | 139 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1127 LOCKE AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY ADDITION LOT 29 BLK 12 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | LIBERTY ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 29 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 1200 |
1127 Locke Ave is owned and occupied by an individual.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1127 LOCKE AVE, WATERLOO, IA 50702-4013 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1127 LOCKE AVE, WATERLOO, IA 50702-4013 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201700015085 |
|---|---|
| Date | Feb 27, 2017 |
| Instrument | 2017-00015085 |
| Name | DUPACO COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | DUBUQUE, IA 52002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2032 |
The 2025 property tax bill for 1127 Locke Ave was $1,744 with a homeowner's exemption, up 4.4% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,744.00 (+4.43%) Homeowner's exemption | $96,310 Land $17,500 Building $78,810 | $96,310 Land $17,500 Building $78,810 |
| 2024 | $1,670.00 | ||
| 2023 | $87,250 (+18.56%) Land $17,500 Building $69,750 | $87,250 Land $17,500 Building $69,750 | |
| 2022 | $1,422.00 Homeowner's exemption | $73,590 Land $17,500 Building $56,090 | |
| 2021 | $73,590 Land $17,500 Building $56,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1127 Locke Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1127 Locke Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: GigFire, Nextlink, Verizon.
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