1127 E Chapman St, Ely, MN 55731 Property Records

St. Louis County property record for 1127 E Chapman St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1930
Square Footage840 sqft Gross Area
Lot Size3,749 sqft (0.086 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2025)
Tax Bill$1,050.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0380-01870
Alternative APNs
  • 1117539
  • 1142518
  • 1153931
  • 1187536

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Total Rooms2 Rooms
Building Area840 sqft Gross Area
1st Floor672 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Lot Area3,749 sqft (0.086 acres)
Garage Area720 sqft Garage
Deck Area35 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelOil Heating Fuel

Location & Zoning

Account Number1187536
Street Address1127 E CHAPMAN ST
CityELY
StateMN
Zip55731-1719
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT: 0006 BLOCK:016 SERIAL #
Legal SubdivisionWHITESIDE PARK ADDITION TO ELY
Legal Block16
Legal Lot Number6
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup5
Census Block5015
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0380-01870

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1127 E CHAPMAN ST, ELY, MN 55731-1719
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 09, 2025Warranty Deed, Transfer
NORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC
Sep 04, 2025Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Aug 30, 2023Warranty Deed, Transfer
NORTHEAST TITLE COMPANY
Jun 28, 2022Deed of Trust, Mortgage · Commercial Mortgage
FRANDSEN BANK & TRUST
Sep 22, 2021Warranty Deed, Transfer · Conventional Mortgage
TOWNE MORTGAGE CO
Jun 28, 2021Warranty Deed, Transfer · Stand Alone First Mortgage
ELY AREA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 09, 2025 · Amount on Record
Deed SaleSep 09, 2025 · Amount on Record
Prior SaleSep 04, 2025 · Amount on Record
Deed Doc Number20251517731
Prior Transfer DateAug 13, 2010
Prior Transfer Doc0001145129
Record RefreshedSep 20, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 09, 2025
Property Address1127 E CHAPMAN ST, ELY, MN 55731-1719
Document Number0001517731
Instrument DateAug 22, 2025
Instrument1517731
Transaction TypeTransfer
Record UpdatedOct 06, 2025
Title CompanyNORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

AmountAmount Recorded
Tax$627.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 E CHAPMAN ST, ELY, MN 55731-1719

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 04, 2025
Property Address1127 E CHAPMAN ST, ELY, MN 55731-1719
Document Number0001517389
Instrument DateAug 22, 2025
Instrument1517389
Transaction TypeTransfer
Record UpdatedOct 21, 2025
Title CompanyNORTHEAST FL TITLE LLC, NORTHEAST TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$627.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 E CHAPMAN ST, ELY, MN 55731-1719

Mortgage

Document Number0001517390
DateSep 04, 2025
Instrument1517390
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateAug 30, 2023
Property Address1127 E CHAPMAN ST, ELY, MN 55731-1719
Document Number0001473048
Instrument DateAug 11, 2023
Instrument1473048
Transaction TypeTransfer
Record UpdatedSep 19, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$384.45
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 779, ELY, MN 55731-0779

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1127 E CHAPMAN ST, ELY, MN 55731-1719
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001446302
DateJun 28, 2022
Instrument1446302
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressELY, MN 55731
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueJul 01, 2023

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 22, 2021
Property Address1127 E CHAPMAN ST, ELY, MN 55731-1719
Document Number0001425218
Instrument DateSep 18, 2021
Instrument1425218
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$364.65
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 E CHAPMAN ST, ELY, MN 55731-1719

Mortgage

Document Number0001425219
DateSep 22, 2021
Instrument1425219
Lender
NameTOWNE MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 28, 2021
Property Address1127 E CHAPMAN ST, ELY, MN 55731-1719
Document Number0001417632
Instrument DateJun 15, 2021
Instrument1417632
Transaction TypeTransfer
Record UpdatedAug 15, 2022
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$191.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1127 E CHAPMAN ST, ELY, MN 55731-1719

Mortgage

Document Number0001417633
DateJun 28, 2021
Instrument1417633
Lender
NameELY AREA CU
TypeCredit Union
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term180 Months
DueJun 18, 2036

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$1,050.00 (+9.83%) Homeowner's exemption
2025$956.00 (-1.44%) Homeowner's exemption$156,600 (+33.28%) Land $5,700 Building $150,900$156,600 (+33.28%) Land $5,700 Building $150,900
2024$970.00 (-45.38%)$117,500 (+23.04%) Land $5,400 Building $112,100$117,500 (+23.04%) Land $5,400 Building $112,100
2023$1,776.00
2022$95,500 (+42.11%) Land $5,000 Building $90,500$95,500 (+42.11%) Land $5,000 Building $90,500
2021$67,200 Land $4,500 Building $62,700$67,200 Land $4,500 Building $62,700

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