1127 Degroff St, Grand Ledge, MI 48837 Property Records

Eaton County property record for 1127 Degroff St, Grand Ledge, MI 48837

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,296 sqft · built 1840
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Nov 2023)
Tax Bill	$7,329 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40007800151000`

Property Details

APN / Parcel Number

Primary APN	`40007800151000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,296 sqft Living Area
1st Floor Area	1,512 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Ranch
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	165 ft deep x 132 ft wide
Garage Area	840 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1127 DEGROFF ST
City	GRAND LEDGE
State	MI
Zip	48837-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-MD
Legal Description	LOTS 151 & 152. SUPERVISORS PLAT NO. 2 CITY OF GRAND LEDGE
Legal Subdivision	SUPRVRS 2 - GRAND LEDGE
Legal Lot Number	151-152
Jurisdiction	EATON MI
Township / Civil Division	GRAND LEDGE
Census Block Group	1
Census Block	1004
Census Tract	20404

Owner

1127 Degroff St is owned and occupied by an individual who bought it in November 2023.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1127 DEGROFF ST, GRAND LEDGE, MI 48837-2150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on File
Deed Sale	Nov 2, 2023 · Amount on File
Prior Sale	Sep 10, 2007 · Amount on File
Deed Book / Page	3070 / 1166
Prior Transfer Date	Sep 14, 2011
Prior Transfer Doc	2355/0289
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Nov 2, 2023
Property Address	1127 DEGROFF ST, GRAND LEDGE, MI 48837-2150
Document Number	03070/1166
Book / Page	3070 / 1166
Map Reference	LB 2 PG 42
Instrument Date	Oct 6, 2023
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	RED CARPET TITLE, RED CEDAR TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,587.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1127 DEGROFF ST, GRAND LEDGE, MI 48837-2150

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4189 S FOUR MILE RUN DR UNIT 404, 404, ARLINGTON, VA 22204-3981

Mortgage

Document Number	0030701168
Date	Nov 2, 2023
Instrument	3070-1168

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	1127 DEGROFF ST, GRAND LEDGE, MI 48837-2150
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	PARKS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 DEGROFF ST, GRAND LEDGE, MI 48837-2150

Mortgage

Document Number	2947/151
Date	Aug 9, 2021
Book Page	2947/151

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1127 Degroff St was $7,329 with a homeowner's exemption, up 2.9% from the year before.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Grand Ledge City
Unified School District	Grand Ledge Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,900 (+8.94%)	$315,538 (-) Land $38,003 Building $277,535
2025	$7,329.00 (+2.95%) Homeowner's exemption	$157,800	$315,538 Land $38,003 Building $277,535
2024	$7,119.00
2023		$116,100	$232,200
2022	$12,387.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1127 Degroff St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 Degroff St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAND LEDGE serves 8,701 people · EPA ID MI0002770
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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