1127 Covington St, Oviedo, FL 32765 Property Records

Seminole County property record for 1127 Covington St, Oviedo, FL 32765

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,389 sqft · built 1986
Lot Size0.128 acres (5,592 sqft)
OwnerIndividual Name on Record
Last Sale$245,000 (Apr 2018)
Tax Bill$3,259 (2025)
Deeds & MortgagesDec 2021 Mortgage
Apr 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-21-31-503-0000-0270

Property Details

APN / Parcel Number

Primary APN23-21-31-503-0000-0270

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,389 sqft Living Area
1st Floor Area1,389 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,592 sqft
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFinished/Screened Porch
Porch Area63 sqft
Patio Area1 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1127 COVINGTON ST
CityOVIEDO
StateFL
Zip32765-7080
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 27 ALAFAYA WOODS PH 4 PB 33 PGS 99 TO 102
Legal Range31E
Legal Township21S
Legal Section23
Legal SubdivisionALAFAYA WOODS
Legal Tract503
Legal Lot Number27
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2000
Census Tract21321

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address1127 COVINGTON ST, OVIEDO, FL 32765-7080
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKEVIEW COMMUNITY CAPITAL LLC
Apr 13, 2018Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BANK FSB
Mar 2, 2017Warranty Deed, Transfer · Conventional Mortgage
PNC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 13, 2018 · Amount on Record
Deed SaleApr 13, 2018 · Amount on Record
Prior SaleMar 2, 2017 · Amount on Record
Deed Document Number2018040848
Deed Book / Page09110 / 1848
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address1127 COVINGTON ST, OVIEDO, FL 32765-7080
Transaction TypeMortgage
Record UpdatedDec 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 COVINGTON ST, OVIEDO, FL 32765-7080

Mortgage

Document Number0101250778
DateDec 17, 2021
Book Page10125/778
Instrument2021164264
Lender
NameLAKEVIEW COMMUNITY CAPITAL LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateApr 13, 2018
Property Address1127 COVINGTON ST, OVIEDO, FL 32765-7080
Document Number0091101848
Book / Page09110 / 1848
Map ReferenceMB33 PG99-102
Instrument DateApr 6, 2018
Instrument2018040848
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,715.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1770 N BALDWIN RD, 1770, OXFORD, MI 48371-3014

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 COVINGTON ST, OVIEDO, FL 32765-7080

Mortgage

Document Number2018040849
DateApr 13, 2018
Instrument2018040849
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2048

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateMar 2, 2017
Property Address1127 COVINGTON ST, OVIEDO, FL 32765-7080
Document Number0088700438
Book / Page08870 / 0438
Map ReferenceMB33 PG99-102
Instrument DateFeb 24, 2017
Instrument2017021361
Transaction TypeTransfer
Record UpdatedDec 22, 2021
Title CompanyMORTGAGE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1127 COVINGTON ST, 1127, OVIEDO, FL 32765-7080

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 COVINGTON ST, OVIEDO, FL 32765-7080

Mortgage

Document Number2017021362
DateMar 2, 2017
Instrument2017021362
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,259.00 (+13.44%) Homeowner's exemption$230,277 (+5.99%)$329,969 (+9.02%) Land $94,000 Building $235,969
2023$2,873.00 (+2.97%) Homeowner's exemption$217,269 (+3%)$302,668 (+1.68%) Land $94,000 Building $208,668
2022$2,790.00 Homeowner's exemption$210,941$297,660 Land $81,000 Building $216,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2008–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OVIEDO
serves 47,933 people · EPA ID FL3590970
Water SourceGroundwater
Last State InspectionJul 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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