1127 Coolbrook Rd, Bedford, VA 24523 Property Records

Bedford County property record for 1127 Coolbrook Rd, Bedford, VA 24523

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,034 sqft · built 1985
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$253,000 (Apr 2025)
Tax Bill	$690 (2026)
Deeds & Mortgages	Sep 2022 Sale Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`211 A 4 23-T`

Property Details

APN / Parcel Number

Primary APN	`211 A 4 23-T`
Alternative APN	`80501319`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,034 sqft Living Area
1st Floor Area	1,034 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1127 COOLBROOK RD
City	BEDFORD
State	VA
Zip	24523-2405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN & COUNTRY SUBD LOT 23 SEC IV
Legal Subdivision	TOWN & COUNTRY
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	6
Census Block Group	2
Census Block	2046
Census Tract	50101

Owner

Source: Bedford County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1708 QUAKER CHURCH RD, BEDFORD, VA 24523-6781
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Warranty Deed, Transfer NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC
Aug 1, 2017	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Sep 28, 2022 · Amount on Record
Deed Document Number	20253219
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Sep 28, 2022
Property Address	1127 COOLBROOK RD, BEDFORD, VA 24523-2405
Document Number	0220010802
Instrument Date	Sep 19, 2022
Instrument	220010802
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	NOT AVAILABLE, RELIANCE TITLE & STLMNT LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 COOLBROOK RD, BEDFORD, VA 24523-2405

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1127 COOLBROOK RD, BEDFORD, VA 24523-2405
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170007081
Date	Aug 1, 2017
Instrument	170007081

Lender

Name	EMBRACE HOME LOANS INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Bedford County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Municipality	Bedford Town
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$690.00	$168,300 (+1%) Land $28,000 Building $140,300
2023	$690.00 Additional exemption filed	$84,150	$168,300 Land $28,000 Building $140,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,200 / 50

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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