1127 Cedar St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 1127 Cedar St, Lake Oswego, OR 97034

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,848 sqft · built 1930
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Aug 2023)
Tax Bill$4,570 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Aug 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN21E10DC07400

Property Details

APN / Parcel Number

Primary APN21E10DC07400
Alternative APN
  • 00267366

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,848 sqft Living Area
Basement Area770 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialOther
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Account Number00267366
Street Address1127 CEDAR ST
CityLAKE OSWEGO
StateOR
Zip97034-4923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7.5
Legal Description79 SO OSWEGO LT 7 BLK 18
Legal Range1E
Legal Township2S
Legal Section10
Legal SubdivisionSO OSWEGO
Legal Block18
Legal Lot Number7
JurisdictionCLACKAMAS OR
Township / Civil DivisionNORTHWEST CLACKAMAS
Census Block Group1
Census Block1012
Census Tract20503

Owner

Source: Clackamas County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1127 CEDAR ST, LAKE OSWEGO, OR 97034-4923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 25, 2023Warranty Deed, Transfer · Conventional Mortgage
RESIDENTIAL MORTGAGE LLC
Aug 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
ACADEMY MORTGAGE CORP
Jun 11, 2021Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2023 · Amount on Record
Deed SaleAug 25, 2023 · Amount on Record
Prior SaleJun 11, 2021 · Amount on Record
Deed Document Number202330655
Record UpdatedOct 29, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateAug 25, 2023
Property Address1127 CEDAR ST, LAKE OSWEGO, OR 97034-4923
Document Number0000030655
Instrument DateAug 23, 2023
Instrument2023-030655
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1127 CEDAR ST, LAKE OSWEGO, OR 97034-4923

Mortgage

Document Number0000030656
DateAug 25, 2023
Instrument2023-030656
Lender
NameRESIDENTIAL MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.87%
AdjustableAdjustable Rate Rider
Type Change DateSep 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.8%
Max Rate10.8%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address1127 CEDAR ST, LAKE OSWEGO, OR 97034-4923
Transaction TypeMortgage
Record UpdatedSep 20, 2021
Title CompanyFIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000052135
DateAug 30, 2019
Instrument2019-052135
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 11, 2021
Property Address1127 CEDAR ST, LAKE OSWEGO, OR 97034-4923
Document Number0000057008
Instrument DateMay 11, 2021
Instrument2021-057008
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 CEDAR ST, LAKE OSWEGO, OR 97034-4923

Mortgage

Document Number0000057009
DateJun 11, 2021
Instrument2021-057009
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
MunicipalityLake Oswego City
Unified School DistrictLake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,570.00 (+5.84%)$238,522 (+6.09%)$582,878 (+2.29%) Land $269,828 Building $313,050
2023$4,318.00 (+9.71%)$224,831 (+9.64%)$569,852 (+10.38%) Land $261,692 Building $308,160
2022$3,936.00$205,071$516,248 Land $246,778 Building $269,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE OSWEGO MUNICIPAL WATER
serves 40,000 people · EPA ID OR4100457
Water SourcePurchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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