1127 Bibb Store Rd, Louisa, VA 23093 Property Records

Louisa County property record for 1127 Bibb Store Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,872 sqft · built 1965
Lot Size	2.46 acres (107,158 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (Feb 2021)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26 6 2`

Property Details

APN / Parcel Number

Primary APN	`26 6 2`
Alternative APNs	`22914` `21602`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,872 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	107,158 sqft (2.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21602
Street Address	1127 BIBB STORE RD
City	LOUISA
State	VA
Zip	23093-5214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	HIGHOVER PLAT; 8/601 LOT 2 DB 1863/322 2.46AC
Legal Subdivision	A LAND OF 2
Legal Lot Number	2
Jurisdiction	LOUISA VA
Township / Civil Division	LOUISA
Census Block Group	1
Census Block	1011
Census Tract	950201

Owner

1127 Bibb Store Rd is owned and occupied by two individuals who acquired it in August 2022.

Source: Louisa County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2026	Deed of Trust, Mortgage · FHA Mortgage PRESIDENTIAL BANK FSB
Sep 2, 2022	Gift Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Feb 25, 2021	Deed, Transfer · FHA Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Deed Document Number	20212079
Deed Book / Page	1740 / 122
Last Transfer Date	Aug 19, 2022
Transfer Doc	001863/322
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUISA VA
Property Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214
Transaction Type	Mortgage
Record Updated	Apr 16, 2026
Title Company	POTOMAC TITLE GROUP SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214

Mortgage

Document Number	002073/612
Date	Mar 24, 2026
Book Page	2073/612
Instrument	202600002756

Lender

Name	PRESIDENTIAL BANK FSB
Type	Bank
Address	BETHESDA, MD 20814

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.99%

September 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LOUISA VA
Recording Date	Sep 2, 2022
Property Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214
Document Number	001863/322
Book / Page	1863 / 322
Map Reference	MB 8 PG 601
Instrument Date	Aug 19, 2022
Instrument	202200009063
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, LOUISA TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214

Mortgage

Document Number	0001863325
Date	Sep 2, 2022
Instrument	1863/325

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Interest

Rate	5.5%

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUISA VA
Recording Date	Feb 25, 2021
Property Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214
Document Number	001740/122
Book / Page	1740 / 122
Map Reference	MB 8 PG 601
Instrument Date	Jan 27, 2021
Instrument	202100002079
Transaction Type	Transfer
Record Updated	Nov 3, 2025
Title Company	UNKNOWN, LOUISA TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1127 BIBB STORE RD, LOUISA, VA 23093-5214

Mortgage

Document Number	0001740126
Date	Feb 25, 2021
Instrument	1740/126

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1127 Bibb Store Rd was $1,149, up 21.8% from the year before.

Source: Louisa County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Louisa County
Unified School District	Louisa County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,500 (+14.9%) Land $56,100 Building $127,400	$183,500 (+14.9%) Land $56,100 Building $127,400
2025	$1,149.00 (+21.85%)	$159,700 Land $46,100 Building $113,600	$159,700 Land $46,100 Building $113,600
2024	$943.00
2023		$122,700 Land $24,100 Building $98,600
2022	$527.00		$122,700 Land $24,100 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 Bibb Store Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 Bibb Store Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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