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1127 Bellow Falls Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 1127 Bellow Falls Dr, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,141 sqft · built 1995
Lot Size0.25 acres (10,890 sqft)
Owner2 Owner Names on File
Last Sale$222,500 (Jul 2008)
Tax Bill$4,680 (2025)
Deeds & MortgagesFeb 2018 Second Mortgage
Sep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNA963000138

Property Details

APN / Parcel Number

Primary APNA963000138
Alternative APN
  • 3-157C-7285-00-0046.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,141 sqft Living Area
1st Floor Area1,180 sqft
Basement Area1,156 sqft
Finished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Architectural StyleOther
Exterior MaterialComposition/Composite
Lot Area10,890 sqft (0.25 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area124 sqft
Patio Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account NumberA963000138
Old Parcel NumberA963000138
Street Address1127 BELLOW FALLS DR
CityO FALLON
StateMO
Zip63368-8676
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMONTICELLO MANOR LOT 46
Legal Range03E
Legal Township46N
Legal SubdivisionMONTICELLO MANOR
Legal Lot Number46
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group4
Census Block4009
Census Tract311124

Owner

Source: St. Charles County records · APN A963000138

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address1127 BELLOW FALLS DR, O FALLON, MO 63368-8676
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
FIRST COMMUNITY CU
Sep 06, 2018Deed of Trust, Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2008 · Amount on Record
Deed SaleJul 02, 2008 · Amount on Record
Deed Document Number0050151136
Deed Book / Page5015 / 1136
Record UpdatedJun 08, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1127 BELLOW FALLS DR, O FALLON, MO 63368-8676
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068820317
DateFeb 22, 2018
Book Page6882/0317
Instrument20180222000094800
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term178 Months
DueDec 30, 2032

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1127 BELLOW FALLS DR, O FALLON, MO 63368-8676
Document Number0069780859
Instrument DateSep 06, 2018
Transaction TypeMortgage
Record UpdatedOct 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1127 BELLOW FALLS DR O FALLON MO 633688676, O FALLON, MO 63368-8676

Mortgage

Document Number0069780859
DateSep 17, 2018
Book Page006978/000859
Instrument533940
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
AmountAmount Recorded
Term180 Months
DueSep 16, 2033

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,680.00$71,851 (+7.98%)$378,166 (+7.98%) Land $72,380 Building $305,786
2023$66,542
2022$350,222 Land $55,000 Building $295,222

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833111244, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

May also be available at this address: Wisper ISP, WH i3B Bidco LLC/WH i3B Topco. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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