1127 Bare Creek Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 1127 Bare Creek Rd, Jefferson, NC 28640

Property Summary

Property TypeSingle Family Home
Details1,440 sqft · built 1925
Lot Size12.3 acres (536,659 sqft)
OwnerIndividual Name on File
Tax Bill$1,310 (2026)
Deeds & MortgagesFeb 2024 Transfer
Jul 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN09338-128

Property Details

APN / Parcel Number

Primary APN09338-128
Alternative APNs
  • 092996578954
  • 116248
  • 5953

Interior

Plumbing Fixtures6 Plumbing Fixtures
Building Area1,440 sqft Heated Area
Gross Area2,160 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleRanch
Lot Area536,659 sqft (12.3 acres)

Location & Zoning

Account Number116248
Old Parcel Number09338128
Street Address1127 BARE CREEK RD
CityJEFFERSON
StateNC
Zip28640-9118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description12.32 A ( 99 ADJ PER 242 2321) FROM J M B SHEET
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3006
Census Tract970801

Owner

1127 Bare Creek Rd is owned and occupied by an individual who acquired it in February 2024.

Source: Ashe County records, as of September 3, 2026

Owner of RecordIndividual Name on File
Mailing Address1127 BARE CREEK RD, JEFFERSON, NC 28640-9118
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Intrafamily Transfer, Transfer
Jul 11, 2022Deed of Trust, Mortgage · Line of Credit
LIFESTORE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateFeb 13, 2024
Transfer Doc00560/1135
Record UpdatedOct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionASHE NC
Recording DateFeb 13, 2024
Property Address1127 BARE CREEK RD, JEFFERSON, NC 28640-9118
Document Number00560/1135
Book / Page560 / 1135
Instrument DateFeb 13, 2024
Instrument574
Transaction TypeTransfer
Record UpdatedApr 1, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2781 BARE CREEK RD, JEFFERSON, NC 28640-9122

Transferred To (Grantee/Buyer)

NameVerified Name
Address1101 FIRST EDITION DR APT 814, 814, DURHAM, NC 27703-0887

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address1127 BARE CREEK RD, JEFFERSON, NC 28640-9118
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1127 BARE CREEK RD, JEFFERSON, NC 28640-9118

Mortgage

Document Number00543/1719
DateJul 11, 2022
Book Page543/1719
Instrument3714
Lender
NameLIFESTORE BANK
TypeBank
AddressWEST JEFFERSON, NC 28694
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 30, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 1127 Bare Creek Rd was $1,310.

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,310.00$245,500 (-) Land $150,800 Building $94,700$245,500 (-) Land $150,800 Building $94,700
2025$1,310.00$245,500 Land $150,800 Building $94,700$245,500 Land $150,800 Building $94,700
2023$1,261.00 (+41.21%)$245,500 (+91.5%) Land $150,800 Building $94,700$245,500 (+91.5%) Land $150,800 Building $94,700
2022$893.00$128,200 Land $82,900 Building $45,300$128,200 Land $82,900 Building $45,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1127 Bare Creek Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1127 Bare Creek Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 62% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bare Creek Rd

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