Black Hawk County property record for 1127 Ackermant St, Waterloo, IA 50703
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,164 sqft · built 1904 |
| Lot Size | 0.149 acres (6,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $37,605 (Jun 2016) |
| Tax Bill | $1,594 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (reduced by levee) |
| APN | 8913-14-404-006 |
| Primary APN | 8913-14-404-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| 1st Floor Area | 660 sqft |
| Basement Area | 660 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,500 sqft (0.149 acres) |
| Lot Dimensions | 130 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 70 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1127 ACKERMANT ST |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-2303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LITCHFIELD ADDITION LOT 16 BLK 12 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 14 |
| Legal Subdivision | LITCHFIELD ADDITION |
| Legal Block | 12 |
| Legal Lot Number | 16 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 1701 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 913 MCCOY RD, EVANSDALE, IA 50707-2101 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2016 · Amount on Record |
| Deed Sale | Jun 20, 2016 · Amount on Record |
| Prior Sale | May 6, 2016 · Amount on Record |
| Deed Document Number | 201621893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1127 ACKERMANT ST, WATERLOO, IA 50703-2303 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 319 ELLIOTT AVE, EVANSDALE, IA 50707-1517 |
| Document Number | 202100004216 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 202100004216 |
| Name | FIRST SECURITY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | CHARLES CITY, IA 50616 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 10, 2040 |
| Rate Type | Adjustable Rate |
|---|
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,594.00 (+12.73%) | $78,110 (+19.89%) Land $6,370 Building $71,740 | $78,110 (+19.89%) Land $6,370 Building $71,740 |
| 2024 | $1,414.00 (+26.7%) | ||
| 2023 | $65,150 (+28.22%) Land $6,370 Building $58,780 | $65,150 (+28.22%) Land $6,370 Building $58,780 | |
| 2022 | $1,116.00 | $50,810 Land $6,370 Building $44,440 | |
| 2021 | $50,810 Land $6,370 Building $44,440 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1980–1981) |
| Most Recent Claim | Apr 1981 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, T-Mobile.
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