11267 Edgemere Ter, Roscoe, IL 61073 Property Records

Winnebago County property record for 11267 Edgemere Ter, Roscoe, IL 61073

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1983
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$99,500 (Jan 2020)
Tax Bill	$4,810 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-32-227-010`

Property Details

APN / Parcel Number

Primary APN	`04-32-227-010`
Alternative APNs	`432227010` `032A015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	784 sqft Living Area
Basement Area	784 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	61,420 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Street Address	11267 EDGEMERE TER
City	ROSCOE
State	IL
Zip	61073-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	MOORE HAVEN SUB PT SW1/4 SEC 28 NW1/4SEC 33 + NE1/4 SEC 32-46-2 E 3RD PM LOTS 18 + 019
Legal Range	2
Legal Township	46
Legal Section	32
Legal Subdivision	MOORE HAVEN SUB
Legal Lot Number	18
Jurisdiction	WINNEBAGO IL
Township / Civil Division	ROSCOE
Census Block Group	1
Census Block	1036
Census Tract	3904

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	11267 EDGEMERE TER, ROSCOE, IL 61073-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BK
Jan 29, 2020	Warranty Deed, Transfer · Conventional Mortgage MIDLAND STATES BK
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit BYRON BK
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit BYRON BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Deed Document Number	20201002642
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11267 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0001002643
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	11267 EDGEMERE TER ROSCOE IL 610738231, ROSCOE, IL 61073-8231

Mortgage

Document Number	0001002643
Date	Jan 29, 2020
Instrument	1002643

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 29, 2020
Property Address	11267 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0001002642
Instrument Date	Jan 2, 2020
Instrument	1002642
Transaction Type	Transfer
Record Updated	Feb 10, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$149.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	11267 EDGEMERE TER ROSCOE IL 610738231, ROSCOE, IL 61073-8231

Mortgage

Document Number	1002643
Date	Jan 29, 2020
Instrument	1002643

Lender

Name	MIDLAND STATES BK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 28, 2050

Interest

Rate Type	Fixed Rate
Rate	4.5%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11267 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0001029271
Instrument Date	Sep 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10432 MCKINLEY AVE POPLAR GROVE IL 610658839, POPLAR GROVE, IL 61065-8839

Mortgage

Document Number	0001029271
Date	Oct 9, 2018
Instrument	1029271

Lender

Name	BYRON BK
Type	Bank
Address	POPLAR GROVE, IL 61065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 8, 2023

Interest

Rate Type	Adjustable Rate
Rate	6%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	11267 EDGEMERE TER, ROSCOE, IL 61073-8231
Document Number	0001038016
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10432 MCKINLEY AVE POPLAR GROVE IL 610658839, POPLAR GROVE, IL 61065-8839

Mortgage

Document Number	0001038016
Date	Nov 29, 2017
Instrument	1038016

Lender

Name	BYRON BK
Type	Bank
Address	POPLAR GROVE, IL 61065

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 28, 2020

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Roscoe Township
Secondary School District	Hononegah Community High School District 207 (09 - 12)
Elementary School District	Kinnikinnick Community Consolidated School District 131 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,810.00	$61,763 (+33.46%) Land $29,070 Building $32,693	$185,289 (+33.46%) Land $87,210 Building $98,079
2022		$46,278 Land $21,782 Building $24,496	$138,834 Land $65,346 Building $73,488

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	115 (1978–2019)
Claims Outside the SFHA	5 of 115
Most Recent Claim	Mar 2019 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2010 · 19 claims Severe Storms & Flooding, Jul 1993 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH PARK PWD serves 35,580 people · EPA ID IL2015500
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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