11264 Rivers Edge Ter, Gloucester, VA 23061 Property Records

Gloucester County property record for 11264 Rivers Edge Ter, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Sep 2025)
Tax Bill	$2,099 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`41504`

Property Details

APN / Parcel Number

Primary APN	`41504`

Exterior

Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Street Address	11264 RIVERS EDGE TER
City	GLOUCESTER
State	VA
Zip	23061-3479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	RIVERWATCH SUBD SEC 2 LOT 5
Legal Subdivision	RIVERWATCH
Legal Lot Number	5
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2005
Census Tract	100201

Owner

11264 Rivers Edge Ter is owned and occupied by an individual who bought it in September 2025.

Source: Gloucester County records, as of October 24, 2025

Owner of Record	Individual Name on File
Mailing Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2024	Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION
Sep 9, 2025	Deed, Transfer · VA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Oct 31, 2022	Intrafamily Transfer, Transfer
Oct 31, 2022	Gift Deed, Transfer
Sep 15, 2020	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Oct 31, 2022
Deed Document Number	250003740
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000789
Date	Mar 8, 2024
Instrument	240000789

Lender

Name	BAYPORT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2054

Interest

Rate Type	Adjustable Rate

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 9, 2025
Property Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479
Document Number	0250003740
Map Reference	MB 25 PG 258
Instrument Date	Sep 4, 2025
Instrument	250003740
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479

Mortgage

Document Number	0250003741
Date	Sep 9, 2025
Instrument	250003741

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 31, 2022
Property Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479
Document Number	0220005757
Instrument Date	Oct 31, 2022
Instrument	220005757
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479

October 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 31, 2022
Property Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479
Document Number	0220005756
Instrument Date	Oct 31, 2022
Instrument	220005756
Transaction Type	Transfer
Record Updated	Nov 28, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Sep 15, 2020
Property Address	11264 RIVERS EDGE TER, GLOUCESTER, VA 23061-3479
Document Number	0200004886
Instrument Date	Sep 9, 2020
Instrument	200004886
Transaction Type	Transfer
Record Updated	Nov 28, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 16472, CHESAPEAKE, VA 23328-6472

Tax Assessment & Valuation

The 2025 property tax bill for 11264 Rivers Edge Ter was $2,099, down 27% from the year before.

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,099.00 (-27.04%)	$495,830 (+0.45%) Land $81,530 Building $414,300	$495,830 (+0.45%) Land $81,530 Building $414,300
2024	$2,877.00	$493,590 (-) Land $81,530 Building $412,060	$493,590 (-) Land $81,530 Building $412,060
2023	$2,877.00 (+13.49%)	$493,590 (+81.27%) Land $81,530 Building $412,060	$493,590 (+81.27%) Land $81,530 Building $412,060
2022	$2,535.00	$272,300 Land $52,960 Building $219,340	$272,300 Land $52,960 Building $219,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 11264 Rivers Edge Ter in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11264 Rivers Edge Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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