Winnebago County property record for 11264 Cedarbrook Rd, Roscoe, IL 61073 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1986 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on File |
| Last Sale | $294,500 (Dec 2025) |
| Tax Bill | $5,386 (2024) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-32-126-005 |
| Primary APN | 04-32-126-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Lot Area | 20,038 sqft (0.46 acres) |
| Heating System | Gas |
|---|
| Old Parcel Number | 029D865 |
|---|---|
| Street Address | 11264 CEDARBROOK RD |
| City | ROSCOE |
| State | IL |
| Zip | 61073-8608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT 5 HONONEGAH COUNTRY ESTATES IN PT N 1/2 SEC 32 & PT S 1/2 SEC 29-46-2LOT 165 |
| Legal Range | 02 |
| Legal Township | 46 |
| Legal Section | 29 |
| Legal Subdivision | HONONEGAH COUNTRY ESTATES |
| Legal Lot Number | 165 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 3904 |
Source: Winnebago County records · APN 04-32-126-005
Assessment roll updated January 1, 2024 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 10, 2025 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jun 07, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU |
| Jul 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 23, 2019 | Deed of Trust, Mortgage · FHA Mortgage MIDLAND STATES BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 10, 2025 · Amount on Record |
| Deed Sale | Dec 10, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2025 · Amount on Record |
| Deed Document Number | 2532131 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Dec 10, 2025 |
| Property Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Document Number | 0000032131 |
| Map Reference | PB 36 PG 156 |
| Instrument Date | Dec 09, 2025 |
| Instrument | 2532131 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $441.75 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Document Number | 0000032132 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2532132 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 07, 2022 |
| Property Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Document Number | 0000017872 |
| Map Reference | BK36 PG156 |
| Instrument Date | May 27, 2022 |
| Instrument | 2217872 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Document Number | 0000017873 |
|---|---|
| Date | Jun 07, 2022 |
| Instrument | 2217873 |
| Name | FIRST COMMUNITY CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 4.49% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000024951 |
|---|---|
| Date | Jul 16, 2021 |
| Instrument | 2124951 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 11264 CEDARBROOK RD, ROSCOE, IL 61073-8608 |
| Document Number | 0001015095 |
| Instrument Date | Apr 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 11264 CEDARBROOK RD ROSCOE IL 610738608, ROSCOE, IL 61073-8608 |
| Document Number | 0001015095 |
|---|---|
| Date | May 01, 2019 |
| Instrument | 1015095 |
| Name | MIDLAND STATES BK |
|---|---|
| Type | Bank |
| Address | EFFINGHAM, IL 62401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
Source: Winnebago County records · Assessment roll updated January 1, 2024 · Last verified January 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $5,386.00 Homeowner's exemption | $71,304 (+21.89%) Land $12,654 Building $58,650 | $213,912 (+21.89%) Land $37,962 Building $175,950 |
| 2022 | Homeowner's exemption | $58,497 Land $10,381 Building $48,116 | $175,491 Land $31,143 Building $144,348 |
Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010039041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 4 individual NFIP policies nearby |
| Nearby Flood Policies | 4 in force 4 of 4 on primary residences |
| Nearby Flood Claims | 115 (1978–2019) |
| Claims Outside the SFHA | 5 of 115 |
| Most Recent Claim | Mar 2019, river or lake flooding |
| Flood Events |
|
| Wildfire Risk | Low above 6% of the US · above 38% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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