1126 Willow Valley Ln, Forest, VA 24551 Property Records

Bedford County property record for 1126 Willow Valley Ln, Forest, VA 24551

Property Summary

Property Type	Single Family Home
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$568,000 (Jun 2022)
Tax Bill	$2,278 (2025)
Deeds & Mortgages	Feb 2017 Refinance Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`153 31 28`

Property Details

APN / Parcel Number

Primary APN	`153 31 28`
Alternative APNs	`90512102` `490026`

Exterior

Lot Area	25,700 sqft (0.59 acres)

Location & Zoning

Street Address	1126 WILLOW VALLEY LN
City	FOREST
State	VA
Zip	24551-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONDON MEADOWS PH II LOT 28 PB 57/271
Legal Subdivision	LONDON MEADOWS PH II
Legal Phase	I
Legal Lot Number	2
Jurisdiction	BEDFORD VA
Township / Civil Division	3
Census Block Group	1
Census Block	1015
Census Tract	30202

Owner

1126 Willow Valley Ln is owned and occupied by two individuals who bought it in June 2022.

Source: Bedford County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1126 WILLOW VALLEY LN, FOREST, VA 24551-2422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance JG WENTWORTH HOME LENDING LLC
Apr 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Jun 10, 2022	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Prior Sale	Jun 21, 2016
Deed Document Number	20226683
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1126 WILLOW VALLEY LN, FOREST, VA 24551-2422
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0170001591
Date	Feb 17, 2017
Instrument	170001591

Lender

Name	JG WENTWORTH HOME LENDING LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD VA
Property Address	1126 WILLOW VALLEY LN, FOREST, VA 24551-2422
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0210006511
Date	Apr 30, 2021
Instrument	210006511

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BEDFORD VA
Recording Date	Jun 10, 2022
Property Address	1126 WILLOW VALLEY LN, FOREST, VA 24551-2422
Document Number	0220006683
Instrument Date	Jun 7, 2022
Instrument	220006683
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 WILLOW VALLEY LN, FOREST, VA 24551-2422

Mortgage

Document Number	0220006684
Date	Jun 10, 2022
Instrument	220006684

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Willow Valley Ln was $2,278.

Source: Bedford County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Bedford County
Unified School District	Bedford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,278.00	$555,800 Land $70,000 Building $485,800
2023	$2,278.00 Additional exemption filed	$277,900	$555,800 Land $70,000 Building $485,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1126 Willow Valley Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Willow Valley Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2024–2026) action level 15 ppb
Copper	1.52 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Glo Fiber Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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