1126 Willow Ln, Orange Park, FL 32073 Property Records

Clay County property record for 1126 Willow Ln, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1969
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$172,500 (Aug 2006)
Tax Bill	$1,084 (2025)
Deeds & Mortgages	Jul 2023 Transfer Jun 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`08-04-26-020089-000-00`

Property Details

APN / Parcel Number

Primary APN	`08-04-26-020089-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Gross Area	1,933 sqft
1st Floor Area	1,536 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	397 sqft
Porch	Finished/Open Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1126 WILLOW LN
City	ORANGE PARK
State	FL
Zip	32073-3720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-2
Legal Description	LOT 18 BLK 4 GROVE PARK UNIT 3 AS REC OR 2770 PG 1666, 4741 PG 1060 & 4941 PG 951
Legal Range	26E
Legal Township	04S
Legal Section	08
Legal Subdivision	GROVE PARK UNIT 3
Legal Block	4
Legal Lot Number	18
Legal Unit	3AS
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1004
Census Tract	30303

Owner

1126 Willow Ln is owner-occupied and held in a trust since July 2023.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1126 WILLOW LN, ORANGE PARK, FL 32073-3720
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Jun 6, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2006 · Amount on File
Deed Sale	Aug 7, 2006 · Amount on File
Deed Document Number	200654961
Deed Book / Page	2770 / 1666
Last Transfer Date	Jul 21, 2023
Transfer Doc	0047411060
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jul 25, 2023
Property Address	1126 WILLOW LN, ORANGE PARK, FL 32073-3720
Document Number	0047411060
Book / Page	4741 / 1060
Map Reference	MB 7 PG 68
Instrument Date	Jul 21, 2023
Instrument	2023037159
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1126 WILLOW LN, ORANGE PARK, FL 32073-3720

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 WILLOW LN, ORANGE PARK, FL 32073-3720

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	1126 WILLOW LN, ORANGE PARK, FL 32073-3720
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 WILLOW LN, ORANGE PARK, FL 32073-3720

Mortgage

Document Number	0047260979
Date	Jun 6, 2023
Book Page	4726/979
Instrument	2023027822

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Willow Ln was $1,084, up 6.7% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Municipality	Orange Park Town
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00 (+6.69%)	$101,606	$200,224 Land $40,000 Building $160,224
2024	$1,016.00 (-5.31%)
2023	$1,073.00 (+6.24%) Homeowner's exemption	$95,867 (+3%)	$192,907 (+19.44%) Land $40,000 Building $152,907
2022	$1,010.00 Homeowner's exemption	$93,075	$161,512 Land $30,000 Building $131,512

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1126 Willow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Willow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ORANGE PARK serves 8,668 people · EPA ID FL2101182
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: IQ Fiber.

Nearby Properties on Willow Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures