1126 Stony Point Rd, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 1126 Stony Point Rd, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,036 sqft · built 1983
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (May 2021)
Tax Bill	$917 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16428`

Property Details

APN / Parcel Number

Primary APN	`16428`
Alternative APN	`1339670`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,036 sqft Finished Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Footing
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Carport
Garage Area	228 sqft
Carport	Carport
Carport Area	228 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	420 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	1339670
Street Address	1126 STONY POINT RD
City	KINGS MOUNTAIN
State	NC
Zip	28086-8518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	.57 AC RD 1001
Legal Subdivision	MOSS LAKE
Legal Block	1
Legal Lot Number	62
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	2
Census Block	2000
Census Tract	950302

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1126 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Deed Document Number	2021200054876
Deed Book / Page	1840 / 1131
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	0016700852
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	May 7, 2021
Property Address	1126 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518
Document Number	0018401131
Book / Page	1840 / 1131
Instrument Date	May 7, 2021
Instrument	200054876
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2308 HOLLY LN, 2308, SHELBY, NC 28150-9619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 STONY POINT RD, KINGS MOUNTAIN, NC 28086-8518

Mortgage

Document Number	18401135
Date	May 7, 2021
Instrument	1840/1135

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$917.00 (+9.04%)	$132,573 (-) Land $18,331 Building $114,242	$132,573 (-) Land $18,331 Building $114,242
2025	$841.00	$132,573 (+43.98%) Land $18,331 Building $114,242	$132,573 (+43.98%) Land $18,331 Building $114,242
2023		$92,077 Land $16,039 Building $76,038	$92,077 Land $16,039 Building $76,038

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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