1126 Scott St, Troy, OH 45373 Property Records

Miami County property record for 1126 Scott St, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,012 sqft · built 1944
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Tax Bill	$1,834 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`D08-032380`

Property Details

APN / Parcel Number

Primary APN	`D08-032380`
Alternative APNs	`050627.3-11-032-00` `D08SE023 02200`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,012 sqft Living Area
1st Floor Area	2,024 sqft
Basement Area	1,012 sqft
Unfinished Basement	1,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	115 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	374 sqft
Parking Spaces	1 Parking Space
Patio Area	170 sqft
Canopy	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1126 SCOTT ST
City	TROY
State	OH
Zip	45373-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 3187 65
Legal Subdivision	CLOVERDALE ADDITION
Legal Lot Number	3187
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3022
Census Tract	365200

Owner

Source: Miami County assessment roll, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1126 SCOTT ST, TROY, OH 45373-3734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Aug 25, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 1, 2021
Deed Sale	Nov 1, 2021
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	202118964
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 1, 2021
Property Address	1126 SCOTT ST, TROY, OH 45373-3734
Document Number	0000018964
Map Reference	MB 4 PG 77
Instrument Date	Oct 29, 2021
Instrument	2021OR-18964
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 SCOTT ST, TROY, OH 45373-3734

Mortgage

Document Number	0000018965
Date	Nov 1, 2021
Instrument	2021OR-18965

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Aug 25, 2020
Property Address	1126 SCOTT ST, TROY, OH 45373-3734
Document Number	0000011969
Instrument Date	Aug 19, 2020
Instrument	11969
Transaction Type	Transfer
Record Updated	Sep 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1126 SCOTT ST TROY OH 453733734, TROY, OH 45373-3734

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,834.00 (+32.42%) Homeowner's exemption	$55,340 (+50.59%) Land $9,870 Building $45,470	$158,100 (+50.57%) Land $28,200 Building $129,900
2024	$1,385.00 (+2.21%) Homeowner's exemption	$36,750 (-) Land $10,290 Building $26,460
2023	$1,355.00 (+17.52%) Homeowner's exemption	$36,750 (-) Land $10,290 Building $26,460	$105,000 (-) Land $29,400 Building $75,600
2022	$1,153.00 Homeowner's exemption	$36,750 Land $10,290 Building $26,460	$105,000 Land $29,400 Building $75,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Benton Ridge Telephone Company.

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