1126 Saunders Ave, Memphis, TN 38127 Property Records

Shelby County property record for 1126 Saunders Ave, Memphis, TN 38127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,647 sqft · built 1953
Lot Size	0.528 acres (22,978 sqft)
Owner	2 Individual Names on File
Last Sale	$67,000 (Jun 2017)
Tax Bill	$711 (2025)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-9057-0-0015`

Property Details

APN / Parcel Number

Primary APN	`06-9057-0-0015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	1,647 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Traditional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	22,978 sqft (0.528 acres)
Lot Dimensions	122 ft deep x 196 ft wide
Garage Type	Attached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	40 sqft
Patio Area	15 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1126 SAUNDERS AVE
City	MEMPHIS
State	TN
Zip	38127-5229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Subdivision	WOODLAND HEIGHTS
Legal Lot Number	42
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3026
Census Tract	9901

Owner

1126 Saunders Ave is owned and occupied by two individuals who bought it in June 2017.

Source: Shelby County records, as of June 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1126 SAUNDERS AVE, MEMPHIS, TN 38127-5229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2017 · Amount on File
Deed Sale	Jun 13, 2017 · Amount on File
Prior Sale	Sep 1, 1999 · Amount on File
Deed Document Number	201759203
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jun 13, 2017
Property Address	1126 SAUNDERS AVE, MEMPHIS, TN 38127-5229
Document Number	0000059203
Instrument Date	Jun 5, 2017
Instrument	59203
Transaction Type	Transfer
Record Updated	Jun 22, 2017
Title Company	MEMPHIS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1126 SAUNDERS AVE MEMPHIS TN 381275229, MEMPHIS, TN 38127-5229

Mortgage

Document Number	59204
Date	Jun 13, 2017
Instrument	59204

Lender

Name	COMMUNITY MTG
Type	Mortgage Company
Address	CORDOVA, TN 38018

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2047

Mortgage

Document Number	59206,
Date	Jun 13, 2017
Instrument	59206

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	NASHVILLE, TN 37243-0200

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1126 Saunders Ave was $711.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$711.00	$29,000 Land $1,750 Building $27,250	$116,000 Land $7,000 Building $109,000
2023		$21,000 Land $1,425 Building $19,575
2022	$1,279.00
2021			$84,000 Land $5,700 Building $78,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1126 Saunders Ave in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	22 (1979–2011)
Claims Outside the SFHA	1 of 22
Most Recent Claim	May 2011 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2011 · 16 claims Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1126 Saunders Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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