1126 Royal Ct, Wheaton, IL 60187 Property Records

DuPage County property record for 1126 Royal Ct, Wheaton, IL 60187

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,121 sqft · built 1994
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on Record
Last Sale$640,000 (Feb 2005)
Tax Bill$14,676 (2025)
Deeds & MortgagesSep 2019 Line of Credit
Feb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-08-116-030

Property Details

APN / Parcel Number

Primary APN05-08-116-030

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area3,121 sqft Living Area
Gross Area5,401 sqft
Basement Area1,818 sqft
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleGeorgian
Construction TypeFrame
Lot Area30,056 sqft (0.69 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area93 sqft
Deck AreaDeck Area
Patio Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1126 ROYAL CT
CityWHEATON
StateIL
Zip60187-3059
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionMARKLUNDS RESUB ALL
Legal SubdivisionMARKLUNDS RESUB
Legal Lot Number4
JurisdictionDU PAGE IL
Township / Civil DivisionMILTON
Census Block Group1
Census Block1030
Census Tract841802

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1126 ROYAL CT, WHEATON, IL 60187-3059
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2019Deed of Trust, Mortgage · Line of Credit
CENTRAL FEDERAL SLA
Feb 19, 2020Loan Modification, Mortgage · Conventional Mortgage
CENTRAL FED'L S&L ASSN

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 2, 2005 · Amount on Record
Deed SaleFeb 2, 2005 · Amount on Record
Prior SaleJan 14, 2000 · Amount on Record
Deed Document Number200523644
Last Transfer DateMar 9, 2020
Transfer Doc0000028649
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1126 ROYAL CT, WHEATON, IL 60187-3059
Transaction TypeMortgage
Record UpdatedAug 5, 2022
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000083499
DateSep 19, 2019
InstrumentR2019-083499
Lender
NameCENTRAL FEDERAL SLA
TypeBank
AddressCICERO, IL 60804
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 25, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDU PAGE IL
Property Address1126 ROYAL CT, WHEATON, IL 60187-3059
Document Number0000047866
Instrument DateFeb 19, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1126 ROVAL CT WHEATON IL 60187, WHEATON, IL 60187

Mortgage

Document Number0000047866
DateMay 13, 2020
Instrument47866
Lender
NameCENTRAL FED'L S&L ASSN
AddressCICERO, IL 60804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueMay 12, 2045
Interest
Rate3.25%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionMilton Township
MunicipalityWheaton City
Unified School DistrictCommunity Unit School District 200 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,676.00 (+2.21%) Homeowner's exemption$250,296 (+8.46%) Land $48,145 Building $202,151$750,888 (+8.46%) Land $144,435 Building $606,453
2024$14,358.00 (+6.47%)$230,773 (+14.96%) Land $44,390 Building $186,383$692,319 (+14.96%) Land $133,170 Building $559,149
2022$13,486.00 Homeowner's exemption$200,740 Land $38,610 Building $162,130$602,220 Land $115,830 Building $486,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2006–2010)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHEATON
serves 53,970 people · EPA ID IL0431050
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionJun 2024
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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